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Ulster Bank Card
Hiya, Does anybody knows who issue the Ulster Bank Credit Card and which agency they use? Thanks.
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Halifax One card activation number
I got my card through yesterday - I can't believe it's an 0870 number to activate! I've looked on saynoto0870 for an alternative & can see there is an 0800 number. How do I know if it's a genuine number though? Does anyone check them?
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'Credit Reference Agencies - Who uses who' article
Just received the following in the moneytips newsletter... http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1129725802,83707 Based on this, is it saying if you have a bad rating with say Equifax & Experian, it doesn't matter with American Express & Skipton Building Society as they don't use them? I'm a tad…
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Withdrew lots of cash on my credit card!!!
Hi I have recently withdrawn £3000(cash) on my credit card to pay for a car that i wanted to buy. I had wanted to have applied fora credit card(or 2!)with a 0% apr for 6 months by the time my bill came at the end of the month. I have now discovered that i am being charged daily interest and am having to wait for my credit…
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Lloyds TSB 9 month 0% balance transfer
Just a warning, really - I applied for this card online from the Money Saving Expert website, got accepted, paperwork got done, made the balance transfer, no probs. When the first statement came, they'd charged me interest at 5.9%. After three phone calls and a letter, I got them to correct this - despite them undertaking…
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Defaults and credit files
Firstly appoligies if this is the incorrect place to post this. My partner and I have been in a dispute with Studio cards over an account with them that according to them he defaulted on early last year They sent no letter of default at all. We only found out through Equafax The sum is a bit less than £250. They shall not…
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Info needed - Which cards are operated by MBNA
MBNA only allow you to have one of their group's cards. Rather than apply for a card and get knocked back, are there any experts out there who know which cards are MBNA?
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Free 20 quid from Tesco
Just registered for secure internet credit card shopping with Tesco, through the Tesco Finance website. If you register before 31st October, and you have a clubcard, they give you 500 Clubcard points worth 20 quid in Deals! Thats half the cost of a 1 day Eurotunnel dash to stock up on cheap booze!
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Experian - Goldfish/LloydsTSB duplication
I wonder if anyone else has noticed this or had any feedback. Experian e-mailed me about a change to my credit file. When I looked there's a new creditcard/store card entry for LloydsTSB. When I queried this with Experian it transpires the credit card number that it relates to is actually a Goldfish credit card when is…
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is Egg diddling me ?
Can anyone help, below is a sanitised version of my recent monthly statement from my egg card... OPENING BALANCE £0.00 29 Sep 2005 BALANCE TRANSFER . GB £870.66 DR 29 Sep 2005 BALANCE TRANSFER . GB £1726.86 DR 03 Oct 2005 PURCHASE - REFUND £ 29.99 CR 03 Oct 2005 PURCHASE £59.97 DR 03 Oct 2005 PURCHASE £39.99 DR 10 Oct 2005…
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Do I need a full-time job to get a credit card?
I'm 19 and currently working part-time, whilst I look for a full-time job. I'm strictly speaking a student, but I'm taking a Gap Year before University to get some industry experience. But, I can't get special financial offers for students, because I'm not yet registered on any course. I have had an overdraft since…
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what debit cards are available for 16 year olds????
i currently have an: HSBC debit card and am applying for a nationwide one does anyone know if there are any others available????
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Transferring credit card balance affecting credit rating???
Can anyone please help me? I am a new graduate who is desperately trying to get her finances sorted out, and failing miserably. I have quite a large outstanding balance on my credit card which i really want to pay of ASAP. My friends who are in similar situations have transferred their balances from card to card when the…
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Credit card fraud
I have been subject to someone fraudulently using one of my credit cards to feed their on-line gaming and national lottery habits. I have reported it to my c/c company and they are looking into it. Does anyone know legally where I stand regards repayment of fraudulent transations? Is it down to me or are the c/c company…
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students
Dear Martin Do all 0% credit cards ask for your occupation? I'm a mature student now, and want to continue being a credit card tart and I have good credit status. Regards J Stretton
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Credit Reference Agencies - Who uses who? discussion area
This discussion relates to the Credit Reference Agencies - Who uses who? table. Click Reply to discuss.
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my credit score 306 can i get........
Hi folks I just applied for a halifax card but was refused. I found my credit score on zopa. Which is 306 I have NO loans or debts apart from mortage. The only thing I think of is an unpaid orange phone bill that was disputed due to contract running out!! Would even a small amount put my credit score so low. Help I need to…
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Accucard Creditlimit.
Hiya, Anybody knows what's maximum Creditlimit Accucard provide? I have Accucard since March 2004 and have missed 2 payments..If i ask them to increase a limit..will they increase? Thanks.
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tell me why this won't work (balance transfers)
it's my understanding that credit cards don't charge interest if you pay off the entire balance within a month, correct? i have two credit cards (barclay and cap one) and was thinking - what's to stop me from transferring the balance in full each month back and forth between the cards? (this is assuming i add no extra…
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6/9months interest free-use for short term loan?
hi, im moving flats, have a £1500 payment due to me in 2 months, but need money now, whats the best way to get money short term (apart from small overdraft), can i get a credit card (good credit-no loans/cards etc) and use the limit (not sure how it works- can i take out £1000, pay the min over the period then clear it in…
