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Claiming compensation on credit card
Hi I have a Halifax flat rate credit card and ordered a Sony psp from yesasia.com in Japan. The order went through fine and I recieved my psp from yesasia via the UPS courier service. Sadly box that the psp came in was damaged and on opening up the psp I found that it would not read any discs. UPS collected the package to…
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Defamation by credit card company
Has anyone had any experience of a credit card company wrongfully charging late payment fees and interest, the credit card bank then acknowledging that they did receive payment in time then credited the late payment fee back but repeatedly charging interest on the late interest than was not owed in the first place. What if…
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no debt->create debt+swtich balance?
i need money short term (can repay total 2 months from now) will this work? get egg card with say £1000 credit limit, take out £1000, pay 1 month min payment meanwhile apply for another (no transfer balance fee) card, transfer the debt, pay back interest free over the period (6, 9 months). clear the £1000 2 months from now…
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Best card for internet shopping
I buy quite a lot of items over the internet - maybe £5,000 over a year - anything from small items <£5 up to £500 items. I currently use my main CC but have a niggling concern over the potential for "bad sales". Nothing's gone wrong so far but I guess it is only a matter of time. Balance transfers and APRs etc isn't a…
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Am i protected
I purchased something over the internet, it cost £339 and its been 3 weeks now and still havent recieved it, I purchased with my visa debit card _pale_ and have a barclays additions account. My question is if i dont recieve my goods will i get any compensation from my bank. Many thanks and hello to you all
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Cashback Credit Cards - where to use AMEX
This is my first thread so sorry if I go wrong!! I have been following Martin's advice about not using Debit Cards and instead getting myself a Cashback Credit Card. I've decided from his articles that I would be best to go for the American Express Blue card, but as he notes you cannot use American Express everywhere, I…
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Problem with CC guarantee
I sold a voucher for a Red Letter Day on eBay for £180 in May. The buyer paid by PayPal, which debited their credit card. I have sufficient feedback etc that teh sale was "eligible for Seller Protection". Red Letter Day went bust in the following six weeks or so. The buyer had not redeemed the voucher. The buyer claimed…
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credit card for no credit history
hi everyone! i'm trying to get a credit card with 0%apr on balance transfers, but am getting turned down because i have got no credit history. i've never had a credit card or store card etc, i haven't got any bad history,just no credit history. what should i do,as no one is giving me a chance
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Time Barr on payment?
I ordered a fire from Tesco online about a month ago. Delivery was taken of it last week and the confirmation email said payment would be taken on dispatch of the item. I recieved the fire over a week ago, and no payment has been taken as yet. Is there a limit on the length of time they can take before taking payment?
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Post Office Credit Card - 0% on purchases and BT for 6 months - no BT fee
Tried to do a search to see if this has already been posted but the facility seems to be down at the moment. New credit card from the Post Office looks good and a rarity these days in that there's no balance transfer fee: 0% p.a. on purchases for six months 0% p.a. on a balance transfer for six months Free purchase…
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Credit card protection
I have had a reminder from Sentinel Card Protection and the cost of a three year policy is £50. Is there any cheaper options available to me?
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free money from interest free 45 day period
When you buy something with your credit card which has a 45 day after purchase interest free period, there must be a way of making this money earn interest. Does anyone have a solution?. It seems that a there could be a niche in the market for an on-line 'share casino' where 'share bets' are honoured and can be bought and…
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BA Amex use EXPERIAN
Hi, I am confirming that i have applied for BA Amex Credit card today and they have used Experian. Well, sad i know they will decline me coz my file is not good at Experian...i thought they will use Callcredit. Tracy.
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Application form status - what to do next?
Hi all, I sent my Ulster Bank Gold card application form by post Tuesday, 18/10. I rang them up today to check the status of my application. CS advised that I wasn't in the system and that the process can take up to 3 weeks. Considering that I must pay (BT) my balance from a sainbury's card by 1st December, what would be…
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NatWest balance transfer - BEWARE!
I recently applied online for a NatWest credit card, on a balance transfer basis. The card and PIN came through fine, but when on the offchance I checked the balance on the card, it was clear that no debt had in fact been transferred. I checked the balance of the card I was transferring the debt from and it hadn't changed…
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Organising your payments
I have about 10 credit cards. How do you guys organise who to pay, how much to pay and when? Jon
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instant decision query
I know i've seen a thread on here about credit cards that do 'instant' decision...but for the life of me i can't find it even using the search button :o So...please could someone point me in the right direction or post here which credit cards give an instant decision.....preferably one that use Experian ;) :D Thanks :)
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Recommendations needed
Afternoon everyone. My wife and I are looking into getting a credit card. I've looked through MSE until I'm blue in the face and in the end have decided the best thing to do is to throw it open to personal opinions. At the moment, we are using a Barclays debit card for most of our joint account purchases. Everything from…
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Applied for the wrong card!!!
I recently applied for a Sainsburys Card which I misread as being 0% for 10 months on purchases AND balance transfers! However upon recieving the papers to sign this morning I noticed my mistake and note that the card is 0% for purchases only! As a Natwest current account holder their 9 month 0% card would be better for…
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Credit Card for someone with no income
I was wanting to apply for a credit card for my wife but she is a housewife and hence has no income. The Tesco one was my first choice because of the clubcard deals but they say that you need at least £5k income for their card. Does anyone know if there is a chance she will get the card anyway? If not are there any cards…
