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'Credit Reference Agencies - Who uses who' article

uptheblades
uptheblades Posts: 79 Forumite
in Credit cards
Just received the following in the moneytips newsletter...

http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1129725802,83707

Based on this, is it saying if you have a bad rating with say Equifax & Experian, it doesn't matter with American Express & Skipton Building Society as they don't use them?

I'm a tad confused and don't want to apply for anything if I'm going to be rejected!

Thanks.

Comments

  • Clariman
    Clariman Posts: 1,484 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    American Express do use Experian and, I am told, they also sometimes use Equifax. They also report account activity to both CRAs.

    Clariman
    Author of the first Stoozing FAQ on the Internet and Creator of the SOA & Snowball calculators at Lemonfool.co.uk
This discussion has been closed.
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