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New cards with widely differing credit limits - usual?
Following the advice on this site, I'm planning to do some balance transfers to reduce interest charges. I've applied for three new cards: the British Airways Amex, the Lloyds TSB Advance and the Barclaycard Platinum VISA. So far, two of these applications have been accepted: the BA Amex with a credit limit of £4000, and…
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Best Credit card to transfer balances
Hi there. Can someone please tel me what i am best doing. i have an egg card with £350 on it which offer runs out in Dec and sainsburys bank card that has £250 on it which runs out November. what credit card am i best putting these amounts onto so has not to get stung by charges! thanks
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Credit rating
how can I check my credit rating and get it changed if the details are wrong or do not relate to me?
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Offshore cards reliable?
I'm in the market looking for an offshore debit-ATM card and i've found several links...but I kinda like this one; it's https://www.overseascard.net. Could you tell me if it's reliable anda good deal? :question:
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RBOS Free Balance Transfer - Existing Cust
Since getting the 0% BT bug I spotted an offer when doing my online banking - providing you are an existing RBOS (No idea how long you have to have been a customer) you get balance transfers FREE :) Seems to be just for first 3 months of the 9 months 0% deal but better than nothing :) They provide a facility during the…
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How long for an appeal to be processed?
I recently applied for a natwest card and got turned downed - apparently it did have something to do with the amount of credit that is open to me. Anyway I have appealed (am in the process of closing cards down etc) but long before I get a response?
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Recommend Me A Credit Card
OK, so there seem to be so many different cards out there, all with loads of articles and stuff to read about them. Basically I'd rather put my faith in the knowledgeable users on here than try and decipher them myself. All I'm looking for is a basic credit card for convenience when it comes to online shopping and such. I…
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Capital One Nightmare!
Hello I recently went through a tough spell paying back money (university then jobless etc etc.). Now that I am paying it back I am on a payment plan - or so I thought. I arranged over the phone with a member of their staff that I could afford to pay £50 a month and review each month etc etc. I have now found out that I am…
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barclaycard 0% for life balance transfer
hi.. a while back this site advised of the 0% interest for life on balance transfers from barclaycard.I did this and set up the minimum requirement £1 spend per month with a monthly subscription to MSE. This worked fine until this june when for some reason when the payment didnt go from barclaycard.Because i do not use…
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Virgin CC and Interest Charges madness!!
Hi everyone, A very strange thing has just happened to me. I took out a VCC with 9 months interest free on BT's. So i transfered away and have been paying it off slowly over the months. So I recieved my September Statement which said have a balance of 376.65 and the payment due date is the 11 oct and est interest would be…
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Egg anniversary & 3.9% offer in same month
Has anyone else ever received emails from egg informing them of a BT offer for 3.9% whilst in their anniversary month? I didn't even realise I was in my anniversary month until I emailed them regarding another matter. I sent another email asking them to confirm it was the month and they did just that, but I'm a bit worried…
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Halifax One Cashback
Anyone know when Halifax give the cashback on the Halifax One card? My card has come to the end of its 0% offer and I would like to cancel it as soon as possible. I only have 72 points.
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Lloyds Tsb Plat Card 0 Percent 9mths
I have just applied on line for the above and application was accpeted. Does anyone is there a min credit limit on this card and if so what. They will not tell me the limit until the credit agreement has been returned to them. Many thanks,
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Free £100 anyone??? (maybe £110?)
Hi all, i believe this may be the first of many messages from myself so here goes............. Go to rpoints referral website and register........ Use the cahoot link and get 1000 points (worth £10.00)....... Apply for the current account and use the interest free £100 overdraft buffer..... spend the £100 on anything you…
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virgin and being in credit??
:D Hi, Just a quick question, about super balance possibility at Virgin. Soon my 0% period is coming to an end, however I plan to keep the card open and use it to transfer money into my current account. Will it work? Due to the end of my 0% I will transfer funds from other cards and go in credit and then transfer it into…
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which credit card is best
Hi all this is my first post at credit cards. we have got Barclay visa card but now they dont offer any necter points or anything so we are looking to get new card can anyone suggest whcih one will be the best who offers free travel insurance etc. please help
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How does credit card interest work?
Hi there I have just had a confusing conversation with the Royal Bank of Scotland Credit Card department (I know - not the best value card, but i've moved house so many times recently I can only get one from my bank). This month I spent about £730 on my card and paid off £650, leaving me with a balance of £81.08 on the day…
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Lastminute.com credit card - BETTER THAN VIRGIN
Sorry if this has already been posted - For those of you about to apply for the virgin credit card STOP!!!! - lastminute.com have a credit card (MBNA) - Has all the features of the virgin credit card but the balance transfer fee is capped at £35 instead of £50 - You also get a £20 gift voucher for lastminute.com -…
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BA Amex - Companion Ticket change
Just got a bill this morning and it seems Amex have changed the rules on the free companion ticket. So long as you have signed up to BA Miles they effectively do a BOGOF when you spend £20000. This is going to be (from Oct 2006 onwards) £20000 per year and reset each 12 months! I knew I would eventually get to £20000 but…
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Disgusting behavour by Debenhams!! All store card holders read!
I thought I better bring to everyone attention the disgusting behaviour of Debenhams (who's store card is run my G E Capital I think). I have a store card with debenhams and each month I receive a letter with my statement in it, I read the statement the letter that comes in the envelope. Also during the month I receive…
