Best Credit card to transfer balances

Mr_P_5

Hi there.

Can someone please tel me what i am best doing.

i have an egg card with £350 on it which offer runs out in Dec and sainsburys bank card that has £250 on it which runs out November. what credit card am i best putting these amounts onto so has not to get stung by charges!

thanks

Haushinka

Id say virgin. My time has run up on that card and im in the process of getting another one to transfer it all over. But if there is a better card then id also like to know. The charges are killing me!

grumbler

Haushinka wrote:

Id say virgin. My time has run up on that card and im in the process of getting another one to transfer it all over. But if there is a better card then id also like to know. The charges are killing me!

http://stoozing.com/0fees.htm

Mr_P, as you have Sainsbury's card, your next card(s) must be not from HBOS pack: http://stoozing.com/cards.htm

Mr_P_5

Thanks.

i was thinking about going with Lloyds TSB says its 0% for 9months and no fee if apply in store!

what you think? that the best?

Middle_Sister

I applied for the Lloyds one yesterday I only hope the limit is higher than the Barclaycard one I went for. I wanted to balance transfer £9.5K but they only gave me a limit of £3.5K. At least on the Lloyds site they ask how much you want to balance transfer. Fingers crossed.

Mr_P_5

cool.

im planning on going into a store as it says you get hit with charges if you apply on line

Jen_Jen_5

lloyds tsb always refuse me, and there is nothing wrong with my credit, i think they use their own scoring system

ive gone to co-op 9 months 0% and no transfer balance fee.

YorkshireBoy

Jen_Jen wrote:

ive gone to co-op 9 months 0% and no transfer balance fee.

Is this a new application, as I didn't think the Co-op did 9 months now?

JCL

The new Post Office credit card offers 0% for 6 months on Balance Transfers and there's no fee. You can transfer one card balance when applying.

http://www.postoffice.co.uk/portal/po/jump2?catId=19400177&mediaId=21600438

jen_jen_2

hi yorkshire boy, yes new application.

but just looked again at site and its says six months (could have been me getting it wrong) its their advantage cards.
http://www.co-opbank.co.uk/servlet/Satellite?cid=1077024569364&pagename=CoopBank%2FPage%2FtplPageStandard&c=Page

YorkshireBoy

jen_jen wrote:

...its their advantage cards.

Too late now, but Co-op Travel Card is 7 months @ 0%. Did you make your choice for other reasons?