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existing customer offers from cap 1
i have a capital one premier card - thankfully not the 29.9% one. last month i cleared my balance after my 0% ran out. i am planning on sticking it in a draw and not using it hoping they wll send me a low apr cheque or offer me a decent balance transfer offer by aughust when my halifax one is due to expire. has anyone ever…
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Caught Out - which card....
I have an Egg Card and my 0% interest introductory offer has now expired. I have a balance of £4,000 on the card and I would really like to move it asap to another 0 % interest free card. I have another Mint Card with £15.99 outstanding on it , and this is cleared in full every month and I have a credit limit of £10,000…
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Super Balance Transfer
I wish to SBT money to my bank account from my MBNA card which currently has a balance of about 4,000. The card has a CL of 7,000. I also have a zero balance on Barclaycard which is offering 5.9% for life of the balance and CL of 10,000. So my question is - is there any law that says I can't BT to my MBNA card from my…
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egg 0% anniversary and balance transfer
hi guys, just recieved a mail from egg saying i can now have 6 months 0% as i joined them 1 year ago. can you tell me if i will be charged by egg if i balance transfer to my barclays loan? thanks.
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Can you balance transfer on credit cards between family members?
I need to transfer the balance of an HSBC credit card that I got when I was a student. Now that I have graduated and have a good job I thought I would be in a better position to apply for other credit cards but, it turns out I was wrong. I recently applied for the Texaco card with a 3.9% life of balance interest rate but…
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Is this fraud?
We recently cleared our HSBC credit card balance in full and reduced our limit on the card at the same time. We did this at the bank and one of their advisors telephoned through to the credit card section to confirm our actions. This happened on the 5th day of the month and our current account duly shows that the transfer…
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£5 minimum--not 2% on virgin
Hi Martin I hope this is some useful info for you. Last month i took advantage of the Virgin credit card 0% balance transfer deal and now have an interest free loan of £8000. I expected to pay the usual minimum payment of 2%. However the first statement only asked for £5.I thought this was wrong and rang to confirm.I was…
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I am after a balance transfer....
I am after a credit card with a balance transfer but I currently have a loan out for 25,000. I am not wanting to transfer THAT amount, I am trying to transfer a credit card amount for £3,500 - does anyone know whether the 25k loan will stop me from doing this? Or can anyone suggest any cards that would be happy with this?…
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Texaco Refusal - What Now?
Hiya, I wanted to consolidate a couple of credit card bills and transfer one which was nearing its 0% life of balance. I contacted Texaco...filled in th eforms and waited. I was refused and advised to contact Experian. This I did and found noting untoward on the file whatsoever. I discussed the file with Experian, who also…
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Mint Conditions
Can you help me? (I am a stoozer wannabee). I have received the terms and conditions for a Mint Credit Card following my application. It states: For purchases (including 'Transfer and Save'* and cheques) for the first 7 months from account opening, we charge 0.00% .........Fine, but then it states: * For each 'Transfer and…
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18 year old student requiring a credit card
Hi guys, Im 18 years old, im just finishing my A-levels. i dont have an income but my parents pay for everything for me. I know that i wont have problems paying off my bills, but clearly no banks will trust that. Recommendations on ANY credit card firm that will give me a card now? PLEASE!! thank you so much! Gidon
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Halifax 12 months with 2% charge
Looks like Halifax are now charging 2% for a BT with no upper limit. The period has been extended to 12 months.
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Barclaycard Phone Phishing?
An mobile number keeps calling my g/f mobile claiming to be from Barclaycard. I told them it was an inconvenient time (8pm) and asked if they had a number i could call back on but was told they do not accept incoming calls. I asked what it was about and the guy just said "a special offer". Anyone else had this call? I get…
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6th April email re 0% cards
After receiving this week's money saving email I had a look at the Halifax 0% offer, and it has changed from the deal in Martin's article. It's now 0% on purchases and balance transfers for 12 months, and transfers have a 2% fee, up to £50 max.
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Barclay's CC application -slow.
I applied online for a Barclays CC (I know, but I need a card to build credit, as I only have a fair rating, and they are my bank, so I thought I might stand a better chance with them) about 2 and a half weeks ago. I had heard nothing one way or another, so gave their CC centre a call, to be told that there is a delay on…
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Did you get accepted for the Capital One card?
I think it has been interesting to find out how different people have fared when applying for the 18-month Capital One Card. Since lots of people have posted here how they have got on, either :) or :( , I thought that collating some statistics would be interesting. We might then be able to find out things like: What…
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Credit Card Protection Schemes?
Hi, Has anybody got any info on the best value Credit Card Protection Schemes? Are they worth it? Any pros/cons? Thanks in advance. Spikey
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Do I quit the stoozing before remortgaging?
Hi Guys, I've got a couple of cards egg (6 month) & mbna(12 month),£12k total stoozed, which are about to come to an end in July 2005. I will also be looking to remortgage in January 2006 when my fixed rate period comes to an end. I suppose my question is this: A: Do I continue on the Stoozing round-a-bout and start…
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HSBC and HFC
Sorry to open a new post for this but this question here: http://forums.moneysavingexpert.com/showthread.html?p=420600#post420600 Will be missed otherwise and I really could do with some help on this. The question is: If HSBC own HFC should one avoid opening a HFC account if you already have a HSBC account? Could you BT…
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Temping so what do I put on application form?
Normally a full time mum, I'm working one day a week doing consultancy work for my old company for at least a couple of months possibly longer depending on how long I'm needed. Want to take the opportunity to apply for the 18 month capital one card. So what should I put for my earnings? Would it be fraudulent to just give…
