Caught Out - which card....

Shrimp_Stu

I have an Egg Card and my 0% interest introductory offer has now expired.

I have a balance of £4,000 on the card and I would really like to move it asap to another 0 % interest free card.

I have another Mint Card with £15.99 outstanding on it , and this is cleared in full every month and I have a credit limit of £10,000 but it is not used.(Standard APR) - do you think MINT would offer me 0% BT rate (I got this card a couple of years ago to take advantage of their 0% interest free period).

Now if I transfer £4,000 to Barclaycard 0% interest rate I will pay a £50 BT fee(Correct?) - 12 months
If I transfer to £4,000 to Virgin 0% interest rate I will pay a £80 BT fee - 9 months (correct?)

I think I saw there was a way round paying the Virgin BT fee ?
Just looking into getting a new card and it seems so complex with what is out there? Any advice on which card I should use , I intend not to spend on the card and use it as a £4,000 interest free loan - paying back about £150 a month?
Thanks
SJ

Scooby_Saver_2

Hi,

I called ( Mint ) up the other day to canel my account with £2.47 credit ( sorry not being smug or anything,taken me alot sweat tears to get rid my CC balance ) and they tried all sorts to get me to stay but nothing along the lines of exteded intrest free think they wanted to do at best 6.9% 6 months.

Plus if this is any help closing down a halifax card they made point of saying " we not offering any retention deals " both calls made in last 24hrs

Good luck in your search