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where 2 get capitol1 18month cc?
can any1 tell me where i can apply for capitol 1 18months 0% interest CC?? thanks and what is the truth about Virgin's SBT fee? is there 2 % fee or not? thanks again
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Life of balance
received a letter today offering 6.9% on life of balance transfers to my BOS credit card. i have a personal loan at 8.7% @ 5k so moving it would be benficial and allow me to overpay as well where possible :) . credit limit at the moment is only 2k, (although it was up to £3.5k until 2months ago when i reduced it myself.)…
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Credit Card Balance Advice
Hi Looking for a bit of advice please. I have currently have £6300 on my Barclaycard at a rate of 5.9%. I also have £300 on my Alliance & Leicester Card which I have just closed, so will be paying/moving this off soon. I would like to get all my debt onto a long term 0% and I see Barclays are offering the 0% thing till…
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Super balance transfers - confused!
Hello! First post so hi to everyone! These super balance transfers - can I really use this to pay off a loan? Bought cooker from Currys three years ago now - in the process of moving forgot that 6 months interest free period had expired - now still paying a whacking 22% interest :eek: So for a £400 cooker, if i continue…
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Do you get charged interest on mules?
I'm planning to stooze, first using an SBT card, then using it as a mule once the 0% period is up. If I get it into credit, will it charge me interest on the credit?
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Changes to T&C of Nationwide CC
From the 1st of June 2005, Nationwide are making some changes to their CC T&Cs. Amongst other things, all fees (over limit,returned payment,late payment) increase from £15 to £20, and interest on balance transfers (after any introductory offers) will be charged from the date the balance transfer was debited to the…
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Thanks MBNA
I just got a statement from nationwide and my savings a/c has earned £517(£640ish gross) since september and the cash is still in there earning interest until june, I like it! Again thank you very much MBNA for your generosity.
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Super balance transfers
I want to transfer part of the balance on a cahoot flexible loan, thought virgin card was the best bet, but they tell me there is a transfer fee, though the I picked this one because there supposed to be no fee.
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should i go for any
Posted another message last week on how to improve my credit rating. i was just wondering what people thought about obtaining a credit card from one of the gutter companies that charge an extortianate amount of intrest, Thus building my credit rating up that way, i applied for the egg card just on the off chance but i was…
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Need credit cards and/or loans that'll accept someone with nothing...
It's not for me actually... I was silly enough to lend one of my friends (who cannot pay his rent since he became homeless and has just enough money to live on (his benefit money)) a contract simcard with free minutes assuming he'd not go mad on it and spend lots of money, well he did he spent £830 so now my bank account…
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Cancelling Credit Card
My ulster bank CC recently expired and i got the replacement in the post (19.5%), No 0% on BT's, No 0% interest free periods, Basically a Crap Card. i have recently got an Abbey Card, and no longer want to use the Ulster Bank Card, which has £0 Balance on it. Rang the ulster Bank and they said i couldnt cancel the card as…
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Capital 1 Appeal Successful
Hi everyone just had a call from someone in the appeals dept @ Capital 1 to say they are overturning the decision to just give me 6 months @ 0% and I will be recieveing the T & C for the 18 months @ 0% A right royal result !!!! I wrote and appealed as in my opinion there was no reason to not offer me the card I applied for…
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Cancel then rejoin?
I recently cancelled my Barclaycard as they did not offer me any good offers and have beter 0% deals elsewhere. How long (if ever), will I have to wait until i can apply for a new barclaycard at their new customer 0% offer?
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Virgin vs Capital One
Would just like everyones opinion as to what is the best option for me? I have approx 10k on 0% BT egg due to expire within the next 2 months (6k stooze, 4k loan). A kind MSE poster sent me an 18m cap.one application card but after reading about the dubious practices of cap.one I am quite wary of filling it in. As I see it…
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SBT for 3 months - worth it?
I currently have an Alliance & Leicester card on 0% for 9 months- with about 3.5 months left of 0% left. I used it to transfer a balance which I have now paid off and have £10k of credit left. My question - I have an Egg card with £0 outstanding and an Egg savings account. Is it worth making a BT to my Egg card then…
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consolidation of credit card debt
I have about £5000 of credit card debt over two cards, can you please advise me on my options. I have approched one of the card companys i'm with to see about consolidating the card with higher interest rate balance to the one with the lower but have been refused. Can you help ?. Thanks :confused:
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9 month BT card - not MBNA or HBOS
Hi, Does anyone know of a current deal which offers more than 6 months 0% which isn't owned by MBNA or Halifax-Bank of Scotland. I need to transfer cash from two credit cards run by the aforementioned companies, but it will take 8-9 months to pay the debt off. I don't really want two credit searches to pay off the debt.…
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Credit card anticipation!!!
Capitail ONe has sent me back my 2 forms of ID this morning as i have applied for a credit card and they have accepted, but does anyone know when i will receive the credit card? :)
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Virgin Credit Card
All I have recently received my Virgin CC. After reading the article on this site I am aware that whether I tranfer money into my current account or transfer money from an exisitng card I shouldnt be charged a fee....does anyone know of this being true? Or any experience etc...just want to make sure! Thanks
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Experian problems
I wonder if anyone can help me. I've had problems getting credit for years due to the fact that I have the same first initial and surname as my sister, who has had problems in the past with creditors. I explained all this to Experian, and also gave them notice of financial disassociation from my sister. Experian explained…
