should i go for any

beastoid_2

Posted another message last week on how to improve my credit rating.

i was just wondering what people thought about obtaining a credit card from one of the gutter companies that charge an extortianate amount of intrest, Thus building my credit rating up that way, i applied for the egg card just on the off chance but i was declined.

which leads me to another point, by applying for that card have i dented another hole in my already depleted credit rating.

grumbler

Sometimes Capital One card is the only way to improve/start your credit history. Pay balance in full every month by DD - and do not bother about ‘extortionate amount of interest’. Store cards, contract mobile phone and even using of overdraft also can help.

Mr_Softy_Top

You could also apply for the Barclaycard Initial card. Same 29.9%apr rate as Capital One and limits start from £250.

beastoid_2

Thanks i'll give it a go