Mint Conditions

cronshd

Can you help me? (I am a stoozer wannabee).

I have received the terms and conditions for a Mint Credit Card following my application.

It states:

For purchases (including 'Transfer and Save'* and cheques) for the first 7 months from account opening, we charge 0.00%

.........Fine, but then it states:

* For each 'Transfer and Save' and cheque transaction debited during the first 3 months from the account opening we will charge you 2% of the transferred amount.

So does this mean that the stoozing could only occur AFTER the first 3 months - and be for the remaining 4 months? Is this the standard Mint conditions - or have they changed?

realaledrinker

Your premise is correct, although last time I checked there was a £40 maximum fee - has this now been removed & there is no max??

BLONDIE64_2

they charge you 2% charge on your balnce transfer.....i missed it in the small print and when i rang to complain they were sooooo rude.....and they hung up on me....so much for customer service.......stay well clear...the card is mbna if you can get the same rate.......

cronshd

Thanks for your comments.

One thing I have picked up from the forums is that you MUST read the small print. As I haven't yet stoozed (awaiting Virgin card and my Egg anniversary) Mint was the first one through - and I decided to read the conditions carefully.

Yes there is the £40 max.

The fee is only for the first 3 months. It is quite an intricate and detailed condition - especially trying to decode in the (literally) very small print.

I decided to bin it.