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Is this good, MBNA?
I got a phone call yesterday from MBNA saying I could transfer a balance for 6 months at a rate for 1.9%. They said there would be a transfer fee of 2%. Therefore if I transferred a balnce of £1100, this is the amount they used as an example, I would pay £22 transfer fee and £1.77 a month in interest and at the end of the…
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Citi cards is this normal...
Hi all Had a citi card for a couple years now, recently taken up an offer low % balance transfer made even better by taking a second card for the wife all ok with bal trans. Any way onto my question been using this card for my ebay online payments through paypal, went to pay for some stuff today paypal came back saying…
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his & hers Egg cards
has anyone transferred 0% debt from 'his' card on to 'her' card to extend the 0%offer period. Thought it would be useful to have 2 differing anniversary periods in our household. any help welcome, thanks :cool:
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New Capital 1 18 Month 0% Link
Here is a working link for the Capital 1 - 18 month 0% Balance Transfer that everyone thought had finished ;) . **** At the request of Martin - I've removed the URL - he says the offer has ended even though Cap1 haven't removed the application form from their site... And I personally know 3 people who've been granted this…
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when does the 0% period begin?
i have been stoozing since last august and am pretty happy with my progress so far. i have recently applied for a capitalone card 18mths and a citibank card 9 mth and have been accepted for both. however my mbna card is maturing in mid may and i am thinking, rather than increasing my stooze pot i should be using these two…
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Virgin 0% on BT
All recently applied for a virgin credit card as it was 0% on balance transfers and I believe you dont get charged for changing debt from my existing card to this new one(virgin). However I just want to clear this up as it states in the terms and conditions you get charged on 'some' transfers...is this for existing…
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Help PLZ
I've just applied for a Halifax credit card, I done a balance transfer of £3500. to pay off my Tesco card.I had a letter from the Halifax yesterday to say that the transfer has gone through & will take 10 days. Today I had my tesco bill & I only owe £2888.17 so I have mis-calculated the transfer by nearly £700. :mad: I…
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Carphone warehouse credit card
Hi everyone, I'm a newbie to the forum, so treat me gently!! On the list of Cashback and Credit Card Rewards values list (Alphabetical order), there is an entry for a Carphone Warehouse reward credit card. I have contacted Carphone Warehouse (the mobile phone co.) a few times - even their head office and they know nothing…
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Query With First Direct Credit Card
Hi, I applied for a FD account a few weeks ago to get the free £25 and when I made the application they said that I could also have a credit card with a £7.5K limit, which I declined at the time. Today I phoned up FD to activate the account (set up the security) and they asked if I wanted to apply for any other products. I…
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Capital one 18 month BT card
Does anyone know if Capital One have to accept a certain percentage of people for this card? I know new regulations are in place that say that the interest rate advertised must be available to 66% of applicants, presumably to stop providers advertising a fab rate but that is only available to very few people. Does this…
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MBNA CC stooz check?
Hi guys. For my next stooz card i'm looking at one of the MBNA cards with 9 months 0% to move some of my egg 15k. These are either virgin, A+L or Abbey. During the online application for all of these it asks for all your other card debts. Is this to check on your stoozing? Will telling them i've got 15k on egg and 5k on…
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End of 0% due, will I get charged interest ?
My 0% deal comes to an end on 5 April, but my current statement's minimum payment is due 29 March. If I pay the March statement min balance, and wait for my April statement which will be due end of April, will I incur charges on the balance, or providing I pay off in full against by due date still have another 0% for 4…
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Attention Capital 1 "wait 14 days" people!!
Just to satisfy my curiosity I was just wondering if there is any pattern to thier decisions to look into some peoples applications but accept otheres straight away. We got the 14 day message but I am wondering if thats because we have only been at our current address for less than 2 years so had to fill in the last…
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Callcredit
Any one know if any companies using this CRA for credit checks??
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Capital One - 18 Month Online Questions
Request for help deleted!
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Help! ... which card?
Call me naive if you like but I've always viewed credit cards as a one-way street to debt ... that is until I found MSE of course, and read some of the articles in how to actually benefit from owning one ... cheers :money: I've just spent the last hour or so looking at various options and searching threads to try and find…
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Egg is up
Hi guys, my egg anniversary 5 months is up at the end of next month, so it's time to find other cards to bung my 14k onto. Obviously no other card is gonna give me a 15 odd grand credit limit, so i'm gonna apply for two cards. My questions is, when i tell them i want to do a bt, do i ask for 7k from each or 14k and see…
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QUICK! Direct link to 18 month 0% BT
As regulars will know Capital One has had some special direct mailings of its current 18 months 0% card but otherwise its possible to get (see this). Well commercial price comparison service MoneySupermarket currently has a direct link to apply, however it only has a very tiny tranche and it is likely to be used up within…
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capital one credit card
:j Hi, I have followed Martins instructions about Super Balance Transfers on Credit Cards I have an Egg card at 0% for 9 months. The good news is Capitol One are advertising a credit card with a Balance Transfer rate of 0% interest for 18 months with no need to quote a code.
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Want 0% BT and Purchases for 9 months upwards
I have read Martin's article on credit cards but I could not find recommendations for the best 0% on BTs and Purchases. The person who wants it has a Halifax One with the 9months expired and no balance so she need a card that is 0% on purchases to build up a balance!. Also some cashback on top would be nice! The Halifax…
