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Can I Stooze with a Cooperative Bank Credit Card?
This is going to be my first Stooze, so apologies if I am asking the obvious... I am with the Cooperative Bank. I have been offered a CC with a 0% intro offer. Can I do an SBT to a current account with this? If not, can I BT to my Egg card, and then SBT to a current account? If so, would Egg charge for this, and would I be…
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Cashback credit card... can I close it??
Hi all, I have a 'Halifax One card' which pays out cashback. It was 0.5% when I took it out but now it is only 0.25% so I have btter cards to use. If I close the card will I get the cashback I've already earnt? Terms aren't 100% clear they say this: "Once a year we will give you a rebate on all purchases that qualify on…
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Help I've Over BT'd
Just BT some cash from HBOS credit card to Virgin, howver I have BT'd £2.5K but had made a payment in between the BT being activated so I now have £2.5K owed on Virgin at 0% and a positive balance with HBOs, how do I get this money back ???
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Is Marbles a good card to transfer to?
I've written before, asking for advice about my daughter switching cards now that the 0% interest on her Egg card has finished and got some great replies. I'm still trying to sort it out for her - as she's at work, and I'm not - and I'm wondering about Marbles? The reason she could be interested in that one is that she can…
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credit cards for extended period abroad
Ok, I have tried to read and understand the articles posted on this issue and have got thus far... I am going round the world for upto 12 months and will open up the nationwide current account for withdrawing cash and other spending etc. I aim not to spend all my money but you never know, so would need a credit card with…
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Barclaycard 2.9% life of balance transfer
I've got an application form for a Barclaycard with a 0% offer on balance transfers until March 2006. I've just read Martin's article on the existing customer offer available for balance transfers after any new customer offers have ended, for 2.9% for the life of any other balances transferred to it. I just want to know if…
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**3 months intrest free VISA on all purchases for life of card**
EDIT: AFTER READING THE FIRST REPLY TO MY POST PLEASE SEE POST 3 FOR MORE INFO AS YOU ARE ALL MISSING OUT THROUGH ASSUMPTION INDEX/LXDIRECT.COM ONLY DO STORE CARDS!!!!!
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Transfer Fees Avoidance
Dear Fellow Money Savers, I am thinking about applying for a Virgin credit card to transfer a large overdraft from my current account. Is it possible to avoid the 2% / £35 transfer fee if I request the transfer when I apply for the card? Any other ideas? I am earning in the range £20,000 gross annual with good credit…
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advice and next step
Hi all first post so please bare with me! I have been reading some of the articles on this site for a year or so but not the forums (wish I had now), anyhow I need a bit of advice. I have 9 CC's some with balances some without, I need to know what is the best next step as i need to do the following: 1. 2 cards are coming…
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Which Is Cheaper??
I have just received some cheques from Barclaycard offering one of the following......from my Gold Visa. 1. A cheque at 0% until July 2005 at 2% handling fee 2. A cheque at 5.9% for life at also 2% handling fee I just cant work out what the best deal is if I use a cheque to pay my loan off for £2000.00, I would be paying…
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Nice One Egg
Hubby used his Egg card as a mule to get some 0% cash to our current account - paying it off within days. When we checked the statement this was charged at 1.9% APR - we have had no email notifying us of this rate. A couple of emails later it transpires that this rate is available for March, until 1st August - the same as…
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tesco credit card
I applied for a tesco credit card and they asked me for my p60 and three months worth of bank statements. Is this normal? I have loads of other credit cards and have never had to provide anything like this to obtain them. I am reluctant to see what I've got going in and out of my account in case they use it for some…
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Made a big purchase - haven't been charge 6 weeks on!
I wonder if anyone can help me? I purchased something around 6 weeks ago (worth £600). The shop I used had a bit of trouble getting my debit card to go through their machine, as it was a new card and I couldn't remember the pin. They rung their merchant helpline for authorisation. The helpline approved the transaction and…
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Balance transfer question
Hello, We're looking to buy a car, and thought it a good idea to follow Martin's advice, and use the Texaco 3.9% life of balance card as it is cheaper than a loan. Although the car will cost about £13k, we only need to put £5500 on the Texaco card. We haven't yet found the actual car we want yet, although expect to in the…
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Virgin Credit Card - Transfers
Dear Fellow Money Savers, I am thinking about applying for a Virgin credit card to transfer a large overdraft from my current account. Is it possible to avoid the 2% / £35 transfer fee if I request the transfer when I apply for the card? Any other ideas? I am earning in the range £20,000 gross annual with good credit…
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Free Flight Problem
Martin, I require some advice, I applied for a first direct Visa card, because of an offer for a free flight and to cut a long story short it turned out to be a bit of a con, the free flight was not free and in the end it would have actually cost me more money to take the flight than to book the exact same flight with…
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equifax and experian?
Does anybody happen to have the telephone number of either of these companies. Have tried to register on line but for some reason i cant!! Had no problem with callcredit. They dont seem to give their number out too freely for some reason. I think Lord Lucan would be easier to get hold of. Equifaxs website mite be…
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Company credit card
Hi, My Dad wants to start a credit card for his Limited company. Can anyone direct me to companies or cards that accept Limited company applications? Thanks.
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What credit cards allow money to be put into bank accounts?
Hi, Hope that someone can help me. I've always shyed away from credit cards and never had one despite loads of promotions sent in the post. I've got a offset mortgage with the woolwich and then came across this web site. I have not oustanding debt except the mortgage with my girlfriend - she does not have a credit card…
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Balance Transfers and New Purchases?
I have just got a Halifax One Visa CC, and transfered a balance from my previous card at 0% to this new card. My question is this - As the Halifax Card is also 0% on NEW purchases, is it okay to use this card to make new purchases or do I need to pay off the previous balance first. As I read on this site that you should…
