Is Marbles a good card to transfer to?

littlewren

I've written before, asking for advice about my daughter switching cards now that the 0% interest on her Egg card has finished and got some great replies.

I'm still trying to sort it out for her - as she's at work, and I'm not - and I'm wondering about Marbles? The reason she could be interested in that one is that she can collect Mutual Points for going with it.

Does anyone have any feedback on whether Marbles is a good card to go for? She's mainly interested in switching to a 0% card for 6 to 9 months to get the balance of her Egg card down a bit by not paying interest, but she doesn't want to have to pay for transferring the balance and also doesn't want to pay an annual fee.

Any feedback would be most appreciated, thanks very much.

Milarky

Marbles is an easy card to qualify for and the initial credit limit offered is fairly good.

It offers 0.5% cashback on purchases too, but has 0% on balance transfers only [for 6 months] - so you cannot benefit from cashback until the end of the promotional period - when any balance has been repaid

It was part of 'HFC' - an independent bank - but HFC has now come under HSBC. I think that the minimum payments are set higher than average [at 3%]

It has online servicing [who hasn't these days?] but also sends postal statements.

realaledrinker

Milarky wrote:

It has online servicing [who hasn't these days?]

The new IF credit card for one. M&S &More for another. A right pain when you use an account consolidator.