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Texaco Card Application
Hi Group (and Martin...*waves*), A few months ago I moved my credit card debts to Barclaycard...and am currently enjoying their 0% offer until September. Since the move, I've built up another three thousand on the older cards (mainly for house improvements) - I currently have a good credit rating but would like to take the…
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charity for yorkhill sick kids glasgow
http://www.justgiving.com/VilarealvHuddlematch please donate all you can
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Warning - check your credit file
For the last 18 months I have paid Experian to have instant access to my credit file anytime of the day or night. In my case, the Experian report is correct. So out of curiousity I decided to pay the £9 to access my Equifax record online. You can imagine the shock I was in when I discovered that I am financially associated…
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What Martin said on J Vine about cards
I listened to most of the programme today - excellent as usual!!! :money: BUT Martin was saying that if you had a big purchase that was going to cost, say, £5,000 that you should transfer the cost onto Texaco and get a lower interest rate for the life of the balance. BUT I tried this myself with my outstanding car loan -…
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advice needed on reducing credit card dept
I am a new member, and desperately want some sound advice on how to get myself out of my credit card hell. I have 3 cards, none are at their maximum limit, and the total dept although large isn't my main problem, it's the fact that by paying the minimum on each card each month is getting me nowhere on actually attacking…
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The MattLG Method - possible new scam
Halifax is now giving 1% cashback on all purchases using it's new debit card. The processing charges for shops accepting debit cards however is not based on percentages, it's a fixed rate, usually 35p or 50p depending on the service provider. So, here's the scam. Open the Halifax account and stick all the stoozed money in…
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Credit cards at BFPO addresses
My husband is in the Forces and we have been stationed in Germany for the past 4 years. We have found it increasingly impossible to get a credit card because a BFPO address is not a recognised UK address. We are now back in the UK and are still suffering as we have only lived at this address for a matter of weeks. We are…
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Got first credit card, now what?
I have just got my first CC with Virgin, they gave me a £5000 limit. I am interested in getting this limit up as soon as possible and as high as possible. Are there any sure fire ways of getting my limit up? Also I would like to get another card with a £4000-£5000 limit but thusfar have only been offered £1000 from two…
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You will NOT believe this !
Because our daughter is in the forces, her important mail is sent to our house and we forward it as and when neccessary or she collects it About a fortnight ago, I received a new PIN number addressed to me and put it aside. A week later, an envelope arrived, addressed to my daughter, this was included in the weekly…
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Credit card incentives
hi all, i was wondering, does anybody know whats the best credit card to go for at the moment that offer the best incentives? im a student, but dont really mind if i dont get a student credit card. not too fussed about the credit limit i get-just want to start building a good credit rating. for example, on Barclay card…
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My mum was asked to write to the underwriters?!
Ok, I've recently been trying to help my mum sort out her finances but switching to 0% BT Credit cards. She got a £6000 limit from texaco but still had another £6000 to transfer there so I told her to ring up to see if she could BT more to the texaco card (so she would need to get a higher credit limit). After asking for a…
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Co-op Travelcare CC
Hello all, Newbie here, the Co-op Travelcare CC has been discussed breifly before, however I am searching for an answer to this question. I have already booked two holidays through my local Travelcare, if I pay for the remainder of the holiday balance on this card, will travelcare discount 5% from the balance. Their 'terms…
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Newbie CC BT question
Hi, I have just been accepted for an Egg CC with a limit of 3.5k, which is more than enough for me to transfer cc's, O/D's etc... to take advantage of their 0% BT deal. My credit score must be quite low at the moment - due to huge bank charges due to my (ex) employer not paying properly/on-time etc... So I was suprised to…
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Egg - Anniversary Interest!
I did an Egg SBT into my cuurent account on March 4th as it was the start of my anniversary period. Today I got my online statement and I've been charged interest! So now I'm over my limit and possibly accruing more interest. Should I be concerned? I have sent a secure message pointing out that I was within my anniversary…
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Losing My Marbles
Anyone had any luck in renewing the zero percent deal with Marbles. Or negotiated an additional offer less than 1.9%? My Marbles card has just expired - so want to extend the card if possible. Has anyone upgraded / changed the card from Mastercard to Visa, etc? Has anyone managed to merge the Marbles credit limit onto…
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Stoozers Can You Help Me
I have FD accounts, with I feel, enough complicated banking going on. I have stoozed a number of cards successfully. The problem is it is tortureous with my current account keeping it topped up to always pay all the CC's minimum monthly payment. I want to simplify but in a financially lucrative way. I am already exploiting…
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FD credit limit - seems very high
Mr purplepatch had an old classic visa card. He phoned them and asked whether he could have the 0% on BTs deal and they said yes, no prob, and said they would send him a new card and agreed to a £17k limit over the phone. We were expecting him to get a gold card as a replacement, but today another classic card turned up.…
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Diners Club
Hi everyone, My first post on this (excellent) site, so be gentle! Have a question regarding Diners Club Credit Card (yes, credit, not a charge card)... My employer has suggested I use Diners Credit (I travel a lot with work and so airport lounge access and stuff is complimentary with it) and so I applied - it arrived…
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Getting a CC, now what?
Hi I applied for an egg card yesterday and was informed I'd have a credit limit of £4500. Is it worth stoozing with this amount? If so, do I just ring them up and ask for a balance transfer of this amount into my bank account? I apologise if these are stupid qus but money's never been my strong point! Thanks Lucie
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What is stoozing?
Sorry to seem stupid, but I've been reading lots of posts and people keep mentioning 'Stoozing' - I have no idea what it means.
