We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Getting a CC, now what?

Options
Hi

I applied for an egg card yesterday and was informed I'd have a credit limit of £4500. Is it worth stoozing with this amount? If so, do I just ring them up and ask for a balance transfer of this amount into my bank account? I apologise if these are stupid qus but money's never been my strong point!

Thanks
Lucie

Comments

  • Chadsman
    Chadsman Posts: 1,113 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    or you could send them a secure message It is as simple as that :j
    God save the King!
    I'll save Winston Churchill, Jane Austen, J. M. W. Turner and Alan Turing.
  • Reaper
    Reaper Posts: 7,353 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Or you can organise the balance transfer on the Egg web site.
  • student100
    student100 Posts: 1,059 Forumite
    1,000 Posts Combo Breaker
    lucielamb wrote:
    I applied for an egg card yesterday and was informed I'd have a credit limit of £4500. Is it worth stoozing with this amount? If so, do I just ring them up and ask for a balance transfer of this amount into my bank account? I apologise if these are stupid qus but money's never been my strong point!
    I know this is probably a silly point, but you didn't mention it and it's important to check... this limit is at 0% for balance transfers isn't it? Otherwise you definitely don't want to stooze it...
    student100 hasn't been a student since 2007...
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.8K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.8K Work, Benefits & Business
  • 598.7K Mortgages, Homes & Bills
  • 176.8K Life & Family
  • 257.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.