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Egg 0% running out
My Egg 0% is due to end in 6 weeks time and I'm planning on applying for a Capital One card and moving my balance over to it. My 8k will still be sitting in an account gathering interest, but if my Capital 1 card has a high enough balance could I do another SBT on my egg card and then also transfer that over to my Capital…
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after bankruptcy??
I was made bankrupt inlate 2003. I now can not get any credit or cards. How can I rebuild my credit please?
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Stoozing advise needed please.
I'm thinking of giving this ago., so I thought I'd put all my finances down and let you good people give me some advise. I will have to wait a couple of months before I can put it into action as we're planning to move house and I'm not sure what stoozing would do to my credit score to get a bigger mortgage. Anyway, my…
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LloydsTSB payment
Just got my first bill from LloydsTSB, 12 months 0%. I want to pay via my current account on internet, however there's no mention on the statement of how to pay if you DON'T have a Lloyds account, just use the payment form at LloysTSB or the post. So I phone them up (0870 grrrrrr!), and am told the account number is all…
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CC's going out of control. HELP
This is my situation 5 grand on Egg - paying 150 a month 5 grand on Marbles - paying 150 a month 3.6 grand on Capital One - paying 150 a month 3 grand Loan - paying 145 a month. Not much left on this loan. Im in deep sh*t here as you can see. What is the best way I can pay off all these debts as quick as possible. I know I…
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Should i try elsewhere?
I recently applied for the halifax one card and was declined. I don't know whether to try applying with another company for a 0% card, maybe egg, mint or tesco or whether I should just leave it for now. I'm not sure what my credit is like although I moved in october so this may have something to do with it? I currently…
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Capital One - No hassle credit card
I recently applied for the above card and was told my applicaiton was unsuccessful. However I had been accepted for one of their other cards. I signed the agreement to see what card it may be and have received their Plat. No Hassle cc. today. I thought this was their best card but see the apr is 14.0% and 0% on purchases…
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How much have you made from CCs??
With the desperation that CC companies go through to get people to use their cards, it leaves them open to people in the know. Through the two main methods of making money from CCs - stoozing and cashback, how much have you made from CC companies and over what period? I'll start with my humble offering. Cashback - £250…
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CitiBank Dividends Card. Who has one?
I searched.. couldn't find anything on this card. If you have one, does it seem like they're screwing you with the rewards? I was told I'd get 5% back from grocery stores and drug stores. 1% everywhere else. Great, since these are the places I spend the most at. The first month, I noticed on their website I was only…
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Do Balance transfers have a negative impact on your credit score/report?
I'm confused on this. I have one of those 0% balance transfer offers. I looked into it, there is no transfer fee or any other hidden fees or things. (although I'm not sure yet how long it takes..) The credit limit on the card is like 2,500. I want to take off 500-600 off of my Discover card and put it on this one to take…
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Excel
I have done a simple Excel spreadsheet for my monthly budgeting,and i managed to do it with a bit of help. Is there anybody who could advise me how do one for credit cards? Is it easy to do. Thanks in advance.
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Very aggravated - help please
Hello, I was wasting my life away on the internet yesterday, and found this ace credit card comparison tool thing, which asked me a series of questions like: 'would you prefer a card with x% starting rate and y% typical, or y% start rate and x% typical', plus loads of other cool questions about preferences and credit…
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Follow up for "I.d Theft Please Help" Thread
Firstly I would like to thank all the people that have helped me. Thank you so much. But know i must call on youur skills again. I have obtained all of the account numbers, and debt collection agencies address but can not find a sample letter that i can modify to send to them. Please can somebody help me, or at least point…
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credit card exchange rate in Spain
I use my Liverpool Victoria Visa card in Spain as the exchange rate is very good with them. Recently I have been required to sign a receipt which states that " I accept that I have been offered a choice of currencies for payment. I accept the conversion rate and final amount. I accept that the choice of transaction…
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New 1% Cashback Visa Card
Update note 18 May The link to the 1% cashback card has changed. Please read the cashback article for the correct link. I've just added this to the Cashback article Citibank Platinum Visa is paying 1% cashback on all spending up to £20,000. However the card is not readily available. You can't go to their site - they're…
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Super transfer and Offset accounts
If I have a mortgage 'offset account' so I am always in debt and I pay the interest on any outstanding debt etc. Is it legal to open an account on a credit card that offers 0% interest and do a super transfer of 15k into my offset account. Then I will have a year of no interest on 15k plus it will also lower my interest…
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Payment Protection Reversal??
Hi, Before I get a grumbling refusal on the phone, by some disembodied call centre bunny, I thought I'd ask here first: Is it ever possible to reverse a Payment Protection Plan from a Credit Card Company? I am currently coughing up £22 a month in payment protection fees to Barclaycard (dontcha just love 'em?) and would…
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Texaco Card
Hi All. First time on the boards, but been a money saver for ages now... I wonder if someone can pop over to the Texaco Credit Card site and confirm wether the excellent "life of balance" offer is still available? I cannot see anything that alludes to it. As far as i can tell, you can design your own card but the lowest…
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Credit card refused
I have just be turned down for the Virgin credit card even though my credit rating is excellent and always has been. I currently have Halifax One card (0% finished next month) and I want to transfer the balance to new 0% before then. I also have Abbey credit card with tiny balance to keep it going. When I applied online…
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Unison Mastercard
Have been offered a Unison MasterCard, but the paperwork with the offer does not indicate a Credit Limit. For 'stoozing' purposes does anyone know of any problems with this card i.e. getting Balance Transfer over; possible Credit Limit; repayments etc. etc.
