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Capital One-Build Your Credit-Credit Card Questions??
Hi There My sister-in-law has applied for one of the Capital One "build your credit" credit cards. She has been given a £200 limit, I think she said APR was an extorniate 29.9%. How do these cards work? She is terrible with money and dont think personally she should have been accepted for any credit card-when she cant even…
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BMI Master Card.
I receieved an email about the BMI mastercard do you think it is worth getting details of the card are below ? Neil Apply for a bmi Classic MasterCard before 12 April 2005 and use it within 90 days and we'll give you a flying start of 20,000 free destinations miles* enough for a return flight to Italy, Spain and many other…
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Saga Visa Convenience Cheques
Bad news: Saga convenience cheques will be subject to a handling fee of 1.5% from the 1st May 2005 (min £2, max £20).
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Abbey - BT charge ????
Does the Abbey transfer CC charge for a BT. I am thinking about using these as my next card. The T&C say a fee may be applied to certain transfers. Has anyone out there used this card for a BT. Also any idea what their credit limits tend to be like. It is either Abbey or the IF card next.
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I'm ready to Stooze....
For background information, see my previous threads... **** Somebody give me a quick credit score **** **** Is stoozing really this easy? **** Apologies here for what is a very long post - but it may help others? Here goes, I’m ready to start stoozing. I’ve read the articles and posts on the subject on this forum,…
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Best Looking Credit Card
What is the best looking credit card? The egg blue has a nice colour but cant find a pic, also The Platinum Connect Debit Card from Barclays, but again cant find a pic. Any one point in the right right direction for pics??
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Mint Card
After using Capital One rebuilder card and Barclaycard Initial (pretty much the same kind of card 29.9% apr) for the past 12 months I have just been accepted by mint. The apr is 12.3, a vast improvement on my current cards and they have started me off with a limit of £400. Anyone know if this is a usual amount for people…
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balance transfer on CC application?
Just in the process of getting around to applying for a new cc to transfer stoozed pot from egg to it. Do I request a balance transfer on my online application or wait untill I get my cc. Thinking of applying for Halifax one. Mark.
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Halifax One Credit Card & Cashback Points???
Hi All Can anyone tell me what these are worth please? I have quite alot saved up, but dont know there value etc....does anyone know how to work out the value?? :rolleyes: Thanks Mads13 xxx
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My MBNA Hell........well, sort of
I'm new to the sport of stoozing & got off to a pretty good start with a £5600 anniversary dollop straight into my online savings account. Heady with success I recently applied for an MBNA Credit Card. Annoyingly it has taken them over three weeks to process my application & I still haven't got my card. Looks like the 0%…
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Egg Travel Insurance offer - Impact on Stoozed funds?
There is post on the Insurance section regarding Egg's offer till the end of the month for 12-month family travel insurance for just £15. You have to use your Egg the card to buy. I would like to take advantage but was wondering how it affects stoozing (if at all). I have £15k stoozed that has to be repaid by 1 Sep 2005 on…
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Experian - someone help me make sense of it!
I received my credit check today from Experian. I have 3 double sided pages of accounts that i have settled in full but as they are marked : C1 C2 C3 etc, i take from the information given that they are still active. If so theres a couple of store cards i cut up and paid off a couple of years ago on there, i cant remember…
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Visa is going to change its logo!
The stripes at the top and bottom have gone! http://corporate.visa.com/md/nr/press253.jsp
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Citi 2.9% life of balance rate?
I've just received through the post an invitation from Citi for their Platinum Visa card which appears to be offering a 2.9% pa rate on balance transfers fixed for lifetime of the balance. As this appears to be better than any other card mentioned on this site I assume there's gotta be a catch! Can anybody enlighten me?
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Hidden charges in 0% credit cards
In case no one else has mentioned it. Go to thisismoney.co.uk which is the daily mail finacial website. Lead story is 'hidden charges in 0% credit cards' Regards X
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Buying Travellers Cheques with cc
Have applied for a Virgin card with 0% interest on balance transfer. We are going abroad and I really want to pay by my existing MBNA for the travellers cq's but don't want to pay interest (which is charged immediately for this type of transaction). The question is: is the best way to pay for them on MBNA and then do an…
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Credit card v loan
I am a credit card 'tart' I have 3 credit cards but am finding the monthly payments high - they are all 0% and end in June. Should I switch to a longer-term card such as Texaco at 3.9% and stop being a 'tart' or maybe swith to a personal loan say at 5.9% over 7 years - the latter reduces my monthly payments significantly…
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Declining a credit card
Hi, I am thinking of applying for an Egg card to take advantage of the 0% interest offer on balance transfers. However, I would be looking for an amount of about #10K. . . . If I apply for the card and they offer me a lower amount which wouldn't be of any use, does it effect my credit rating if I turn them down and decline…
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Good Cards in Northern Ireland
can anyone advise of the best credit cards to have in Northern Ireland.
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Egg: min payments and SBT looping
Well after finding this site I'm now currently stoozing my EGG card with over 5K worth of cash. ATM I've got a minimum DD payment from one of my account which works about £110 pm, which leads to the following question. :D Once I've paid the monthly £110, can I just SBT back into the account it came from? This would place…
