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SBT's & BT's
As a new comer to this I've read the site articles but am slightly confused. I have applied for a MINT card with the intention of placing the card balance into a high interest savings account for the 8 months. What exactly do I do ? Also if I transfer a balance from one of my other credit cards to MINT can I do the same…
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Charge not debited after 5 months
Hi, i paid for a holiday over the phone with a credit card, and paid the amount off the card the following month. However, they havent actually charged the card, as 5 months down the line there is a credit in the account. I have a comfirmation email saying the card has been debited, but this obviously isnt the case. How…
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How many SBTs can be done in an Egg Anniversary
I'm not sure when the Egg Anniversary month first takes place, if it hasn't already. I was wondering just how many times you can transfer money in and out of Egg to a savings account within 31 days. I'm assuming that you have to wait for the transfer to appear on the account before you can shift it on its way and then…
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Looking for 0% cash advances on credit cards
Hi All Am currently looking for credit cards that offer 0% cash advance upto a specific percentage of the credit limit allocated for 6 months plus. Have a Citibank card that came with a £3500 limit of which, they offered 60% as cash for six months interest free. Could somebody give me other cards that offer this without…
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Barclaycard 9.9%Apr
I'd just transfered my Barclaycard Balance over to Halifax 1, Then phoned to close my Barclaycard ac down. I got transfered to a guy who said they would upgrade from Gold to Platinum (which means nothing, just a different coloured card) BUT they would match Haxifax's offer of 0% on BT and purchases for 9 months and then…
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Increasing Barclaycard Limit
Hi All, I currently have both an egg card and barclaycard with poultry credit limits (I think partly due to my lack of any previous credit). However, the 0% period is almost up on my egg card and I still have another 7 or 8 months of 0% on my barclaycard. Rather than applying for a new credit card for the 0% period, do you…
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SBT's...does First Direct do them?
Hi all MoneySavers...I have recently started to use SBT's and have managed to get Egg and MBNA cards to fire into my Mortgage. Does anyone/has anyone ever used a First Direct card to SBT? Should I apply for the other MBNA cards that do SBT's(Abbey,Alliance & Virgin)..have heard that if you have 1 MBNA card they usually…
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Marbles
I recently tried to close my Marbles credit card. I paid the total outstanding amount by the due date and did not have any transactions on my account, however they still managed to charge me 1p extra interest, so that my account is still open. I have double and triple checked figures, but i have not missed 1p. Can they do…
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Free credit card cash transations
A word of warning before we begin - only use this technique if you are disciplined... it can cost a lot of money... Many casino sites allow you to load your account with a credit card... Many credit cards do not count this as a cash transaction and therefore do not start to charge interest immediately Many gambling sites…
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Worrying Article
http://uk.biz.yahoo.com/041127/17/f7f7m.html * discussions on late payments even on non card things * change of contract after you take the card out * also whats this about interest accuring immediately? Would that affect the pay on time people (cashback) or not?
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Advice please
I'm a complete novice regarding credit cards & would appreciate some advice. I have 4 credit cards: I have had 2 barclaycards for years - 1 visa gold & 1 mastercard. I only got the mastercard as I was visiting America and someone said that they mostly use mastercard at the time. I have 1 halifax card that I've had for abt…
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super balance transfer
Could someone tell me which cards offer a super balance transfer? Thanks.
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Credit card insurance
Could anyone tell if there is an independent insurance company who will cover "all payments/credit/debit cards" in the event of loss or theft.When i say "independent" i was thinking on the lines of other insurance other than my credit card company.Like the stand alone loan insurances described in other sections.
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Credit Files
Hi guys Does anyone know how often financial institutions pass on information to the credit file agencies? I've been working on reducing the amount of credit available to me by closing two old credit cards and reducing the limit that I had on another. My plan is to then apply for other new cards to make use of their…
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0% Balance Transfer/12 months - Lloyds TSB Advance
Following information found on Moneyfacts (http://www.moneyfacts.co.uk/cards/charts/cards_balance_rates.htm) Lloyds TSB Advance - http://www.lloydstsb.com/credit_cards/advance_card.asp 0% for 12 months on balance transfers. I am sure that others will let us know whether there are any other offers that can link in to this…
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Woman blows $950,000 on Amex....
...and she's now suing them -- for letting her!!!! Chutzpah or what?? http://www.theregister.co.uk/2004/11/26/woman_sues_amex
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Egg - Upping the Limit
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tart - overpaying mortgage by £8500
i got figures from mortgage co today - am i missing something here. i make 1 off overpayment of £8.5k to mortgage. they then reassess it and if i let it run still for 19.5 yrs. after 9 months, i withdraw £8.5k - the mortgage repayments return to current ammounts they say mortgage repayments for the 9 months will reduce by…
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0% balance/0% purchase/7 months Coop Bank
Advertised in the Mail newspaper today. It applies to the Cooperative Bank Travel Credit Card. Visit https://www.yuleloveit.co.uk, apply in the branch or phone 08000280 280 (quote ref 23100). Kind regards Mr B
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new tart - min repayments
i understand virgin want just £5 monthly repayments on my £8500 transfer to current a/c. anyone know any other 0% sbt's that accept low monthly repayments ... i just gutted to see that t&c for mint is 2.25% is £113 !! might need rethink. ps i mentioned to virgin needed money for home projects and was there a charge - they…