super balance transfer

Alt

Could someone tell me which cards offer a super balance transfer? Thanks.

smartsaver

As far as I know EGG ;D and MINT (via credit cheques) are the only cards you can feed straight into a current account.

Unbelievable_2

And the MBNA range of cards

Margaret_Millne

Are MBNA cards more difficult to get than most, I have been refused for 2 or 3 over the past 12 months. Am currently in a "sitting on hands" stage, until about March, but would like to know what the chances could be before getting refused again.

smartsaver

And the MBNA range of cards

Doh - of course! I forgot about MBNA.. I think I edit them out as they now charge a £50.00 fee   . It i still worth it if your credit limit is high enough..  8)

Are MBNA cards more difficult to get than most, I have been refused for 2 or 3 over the past 12 months.  Am currently in a "sitting on hands" stage, until about March, but would like to know what the chances could be before getting refused again.

I havn't found them that hard to get hold of but I crept via the back door as I have an Abbey current account. I then swopped to MBNA.

They have given Mr Smartsaver a very decent credit limit of 18.5k. We are just about to test if they will renew it.

If you have applied for one MBNA card and been turned down that is most likely why they have rejected you for the others.. I can't get Halifax to give me a card.  :-/ Think you are right to sit on hands for a month or two.. Hard though isn't it?  ::)

Milarky

Currently Goldfish offer 'fee free' cheques too - and 6 months 0% on balance transfers.

[Sorry, should have said that they are now owned by Lloyds TSB - think they were previously a joint venture between Centrica [British Gas] and HFC [Household Finance Corporation] - the latter's other credit cards now being a subsidiary of HSBC. And HSBC bought out the 'Midland Bank' a few years back, remember. We down think of it as a Chinese company - perhaps we ought to start doing so!]

Shinds

Who is Goldfish run by?

As in what bank?

Thanks

Margaret_Millne

Very hard - particularly as we have just had to repay hubby's £11500 Egg back at the end of his 5 months. Still, I have found it worked in the past, and we have just closed both our Capital One Accounts (totalling £14k) so that should help the position when it filters through to the credit files.

I think we should wait at least until March though, before trying again, and maybe get another copy of our credit files just before then too to check all is well.

At least the Cahoot loans at 0% until March will mean most of our payments are paying off debts, and not interest.