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help - virgin 2% money transfer charge
just heard from mint that charge of 2% is made if transfer crtedit limit of newly opened a/c to current account can i get round this maybe by using part of debt of mortgage ? or some other way
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MorgS, AMEX, Egg, Virgin what next
Right i've got Morgan Stanley (4k), AMEX(7K) both i use for cashback though i'll close AMEX when i get the cashback check as its a pain as not everywhere takes it I've got Egg 15k, Virgin 11k for the 0% what card should i apply for next? I want something with a large limit (500-3000 is probabily not worth the bother)…
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Marbles "Splash" CC
Recently got turned down online for a Marbles CC, and a few days later had HFC on the phone offering me a Marbles "Splash" card, at slightly higher rate of 19%. Same 0% for balance transfers, and decent limit. I tried do do a google search for "Splash" but could find no details. Perhaps thats just a HFC term for a slightly…
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What would you do?
Just received an acceptance letter for a capital one card that I applied for months ago (quite a backlog it seems!). Anyway the card looks rubbish, 29.9% APR and no intro rate. I don't need the card, I'd only applied to try and push my stooze pot up a bit. Question is this. Shall I continue with the application and send…
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"Best" way of making minimum payments?
I have £39K in Cahoot savings account. The "capital" for this is on the following cards at 0%: (approx figures) Halifax £2,300 Tesco £ 2,500 NSPCC £4,000 MBNA £14,000 LloydsTSB £14,500 Mint £2,000 I have a Capital One (18 months) ready to move some of the above as 0%s end. I am fortunate to able to make the minimum monthly…
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Where's Gal?
Anyone else wondering what's happened to Galstonian lately? He hasn't posted since the end of October.
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Red Hot CREDIT CARD Offers - £80 Cashback
Rpoints have a load of cashback deals for some great credit cards offering 0% on balance transfers like the Egg Card (£5 cashback) and Scottish Widows (£12.50 cashback) as well as leading rebate cards like Morgan Stanley (£10 cashback) and Accucard (£18 cashback!). There are 10 cards in their line-up with a total of £80…
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quick question on balance transfers
Does anyone know if you can do a balance transfer from another card if that card is in your spouses name only?
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credit limits science?
hi all i really get the feeling that there is no science behind credit limts..... debate...... my limits total more than my income of between 30-40k yet i got £6200 with the BOS nspcc card last month whilst getting only £1000 with the hsbc online card. debate... :-) R
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Speed of Balance Transfers
I've done many credit card balance transfers in my time - most card providers will quote how long it takes. Who are the fastest and slowest ? Fastest for me are Capital One and CSMA - come through in 3 days. Slowest is Halifax - they tell you it takes 10 working days and indeed it does. Are they spotting stoozers and…
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Help! - need to do a fast Balance Transfer £3.5K
Hi all, New to all of this so would appreciate some help. I need to do a BT of approx. £3,500 from my existing Mastercard (HSBC). I want to move it ASAP so that I can minimize interest paid to Mastercard on the amount outstanding (won't be able to pay off all the debt for about 6-8 weeks but can cover minimum payments).…
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card transfer /credit rating
:-/Hi,I want to transfer my balance to another card(virgin),my current card(natwest master)told me I should be aware that every time I transfer it affects my credit rating adversly,is this true and would it affect my credit rating or anybody living at my address?We are currently applying for a mortgage in my wifes name and…
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Advice for a beginner on HSBC's 0% for 9 months
Hello I am new to balance transfers. I have been sent an approved invitation by HSBC to apply for a credit card with 0% ARP for the first 9 months. The problem is that I have a current account with HSBC and an ING Direct account linked to it. Would HSBC allow me to transfer the balance to my current account and then…
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Stoozing, credit rating and first-time buyer
All, I found this site about 6 months ago and since then i'd like to think that i've been getting a little more money savy. Now i'm a single man of 24 years, I work full time and earn about £22k gross. Over the past few months i've been closing my accounts for storecards I only used once for the 10% off deal; purging my…
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Gap between applying cards
I got my MBNA card in Sept. and Capital One early this month. I'm thinking to apply for the Saisbury card for purchases since my 0% purchase on Halifax card is going to runout soon. I'm wondering if it is to close to my Capital One card application, if I apply it now. How long should I wait before I can apply to reduce the…
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Virgin 10 and half months 0%?
When I rang up to do a BT on my new Virgin card, I asked the customer services woman when my 0% deal ended. I was expecting it to be sometime the middle of August (ie nine months from now) But she said I would get a statement on the 12 September and if that wasn't paid in full by October 10, I would pay interest. ie. if I…
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Credit Card refused
I have a bank account with the Abbey bank.I've had it for about 6-7years.I recently applied for a credit card from them and was turned down because I am 'unemployed'. I am not unemployed I am 'disabled and because of this don't work. I get disability living allowance which is payed into my Abbey Account each month and…
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Possible Visa and MasterCard scam
I'm only quoting what I read in an Internet NewsGroup. Thought it may be helpful being posted here.
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Credit card compnay runs out of plastic!!
Yes it's true! Apparently. After weeks of chasing up Capital One about my new card (as my old one has now expired) -the reason it's late is.... they've run out of plastic!! There will be at least another 2 weeks delay. >:(
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Interest Rates Question
Hi I posted in the ISA forum yesterday. jeez... it's so quiet in there. i've already had some help with my question but i know most of you are stoozaholics with ING & ISA's etc... so i'd appreciate any additional contribution you might be able to make to the following thread:…
