MorgS, AMEX, Egg, Virgin what next

ashcarrot

Right i've got Morgan Stanley (4k), AMEX(7K) both i use for cashback though i'll close AMEX when i get the cashback check as its a pain as not everywhere takes it

I've got Egg 15k, Virgin 11k for the 0% what card should i apply for next? I want something with a large limit (500-3000 is probabily not worth the bother) and/or FREEBIES!!!! God i wish MBNA were still doiung the watches! Maybe something with an instant decision like Egg? What do you reckon?

Martinslovechild

Lloyds Advance are doing 0% for 12 months. My wife received a healthy credit limit.

You could also consider First Direct. They only do a 6 month 0% BT but others have reported very high credit limits (up to £25,000) and also the possibility of requesting to close the card at the end of the 6 months, they then ask if you would like their other card instead - another 6 months at 0%. I mean, it would be rude not to really??

johnllew

You could also consider First Direct.  They only do a 6 month 0% BT but others have reported very high credit limits (up to £25,000)

It's very likely that those reporting such high limits are longstanding FD current a/c customers who have demonstrated their reliability.