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Coronavirus Board

Archives for March 2020

My colleagues were furloughed, I was kept on. Today I've had my hours reduced to 80%.
I get paid a salary and commission (roughly 15% of my total earnings). I work in lead generation. So I get paid for booking appointments with prospective customers. There's five staff plus one manger on my team. I'm considered to have a senior role within the team. We're office based but have the capacity to work from…
CBILS - Business Interruption Loan Scheme
Hi all, Apologies if this is posted in the wrong section and please move if it is. As a business recently turning over £201000 last year and on course to turn over in excess of £500000 in the next 12 months we have applied for the CBILS to see us through and maintain our current contracts and the new ones all signed up…
Social Distancing at work
I really want people's advice, my employer really isn't adhering to the 2m rule at all, to be honest more like 2cm, I have tried saying something to my line manager but it's laughed off, the company just doesn't seem to care even though it's website paints a different picture, is there anyway of reporting them to the…
Furlough pay
My employer has put me on furlough due to the salon being closed. I have been told that my pay will be on my basic which is minimum wage I haven’t earned this for over 10 years my pay structure is percentage, the variable pay on government website says there can be an average done over 12 months for people who’s pay…
Self employed - have to pay back Universal Credit?
I'm self employed and unable to work so have put in a claim for Universal Credit, this will be backdated to the middle of March, will then be applying for the self employed grant when it's available in June, this will also be backdated to the beginning of March. When I get that will I have to pay back the Universal Credit…
car insurance and corona
Just a query.As lots of people have lost jobs, or losing income, or maybe not needing to drive to work etc...Will car insurance companies be helping by reducing insurance premiums during lockdown period and creditting members?
Annual leave
I was supposed to be having an operation and so put 5 days annual leave in so I didnt take sick leave. My operation has been cancelled but work say I still need to take my annual leave which I do not want to do. I am a key worker for DWP. Should I be able to cancel my leave?
Stranded in Britain
Hi my husband and I got married 2 weeks ago and he should have returned to the uae but his flight was cancelled. I'm a stay at home mum and he is now without pay are we entitled to any help?
Being put on Furlough, can I work another job in the meantime?
So I'm being put on Furlough and have a question as to whether I can, work another job in the meantime? I work in sales so also means I'll be losing out on any commission or bonuses during this time so keen to help and top the wages up. Will this effect the company I work for getting the 80%?
Furlough help
I have been put on furlough and have been sent a document to sign, this essentially changes my contract. The bit that worries me reads; When your furlough leave ends, in the event that there is still disruption on provision for work and accordingly a diminution in the requirements of the buisness for work of a kind for…
Help! Need some advice and answers please being self employed and not eligible for grant?
Hi, I suspect your consumed with lots and lots of messages and questions so il try and keep this short and pray you’ll reply. 🤞🏻🙏.... I was employed for previous 10+ years but as of June 7th 2019 (last year) I became self employed. Now I understand because this gives me 10 months or so of being self employed I am not…
BBC News 'I don't want a flight voucher, where's my refund?
Coronavirus: 'I don't want a flight voucher, where's my refund?' I don't know if anyone else has put this up. Sorry if they have. Just found out I am unable to post links. If you go onto BBC News Webpage, then "Business" and then "Your Money", you will see the above article. It might help someone.
covid 19 - advice please help
i signed a contract for my dream job weeks ago and my start date was 31/03/2020, so I had my notice in my pervious job which ended 28/03/2020 as a nurse assistant. However my new job has delayed my start date and given me any more info, I have no income at all coming in, and am a single parent, any advice would be…
Holiday in June should we cancel
Hi we booked a holiday in Florida for June. We booked everything separately and flights were paid by credit card. Our final payment for the Villa is due next week and the owner will not defer payment to end of April to see if flights will definitely go ahead. If we pay for this would we get our money back if flights are…
Cruise Package Refund
I booked a Transatlantic cruise package from NewYork with flight one way from london to New York. As we are all aware FCO cancelled all but essential travel to the USA for 30 days. My flight and cruise are now cancelled. My Cruise agent Planet/Iglu Cruise who I purchased the full package from have only said that they might…
Falling between cracks in the furlough scheme
My husband been self employed 4 months so can’t claim self employed furlough. Is considered vulnerable due to asthma so can’t leave house to claim jobseekers. Savings above threshold for universal credit. Therefore we have no income at all. Can’t get through on any phone numbers for advice on what we might be able to…
Landlord and self employment
Please help..I have a house which I let to five students who have all gone home because of the Corona virus and have stopped paying rent (even though they are in a contract until end of July) saying they can’t afford to. Will I be eligible to self employment protection as I am in my 4th year paying tax to HMRC. My only…
Banks should play a part in helping with COVID-19
All banks should play a part by stopping interest payments for business loans for the next 3 months to help companies with no staff and mounting cost due to business loans etc.. The government bailed them out when it was needed, it's a great time for them repay the favor. Out of all the companies, the banks will still be…
Furlough is a farce!!
I earn with commission £40k yet they only consider £20k basic at 80% so how can I go from £2500 take home to £1100!!!!! It's not right why arent they including commission????
Furlough
I've been placed on Furloughed although been sent home with a laptop and expected to work. I'm the only 1 out of 3 colleagues in our group who is expected to work yet all on furloughed. We were all placed on Furloughed yesterday with the promise to pay us full basic pay until the 17th April. I have plenty of work to carry…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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