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How to deal with a fraud team at my bank?
Hi there, On one beautiful Sunday about 2 months ago I woke with my phone being off. I went to a repair shop and while I was waiting for them to fix it, I decided to buy a coffee. At that moment I found out that I couldn't pay for coffee due to insufficient funds on my bank account. When I got home to my laptop, I found…
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New Personal Bank Account for my sole trader business
Hi, just looking for advice re opening a new bank account (not switching) as I have started a small business to top up my pension. I have also been doing some shifts back in the NHS to help with Covid. It would be good to have all my additional and business income and expenditure in one place for Tax purposes. I have made…
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Lloyds £3 fee?
Have I missed something about Lloyds Reward account £3 fee, it's not happened this month (December) Both my wife's and my account usually get charged the fee then it's automatically credited back if you paid in the required £1500. Nothing happened this month, have they scrapped the fee or is it late happening?
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Switch bonus
If we benefited with the switch bonus with Nationwide in the past for Nationwide Flex account and then closed it, can we get the bonus again if we switch to this account again ?
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Pay at the Pump pending money
Hello everyone, I would appreciate any information about who is responsible for this situation? The shop blames my bank, my bank blames Visa, and Visa's website says retailers have up to 72 hours to release pending money after the transaction completes. My bank/building society (Nationwide) says this is 7 days and has…
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Best way to collect for a leaving present
I work for a large organisation that operates from multiple sites. A colleague is leaving after 40 years with the organisation and I have been tasked with arranging a collection for a retirement gift. A few years ago this would have involved sending envelopes to various offices and asking that they be circulated around and…
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Tsb payment flagged
I’ve just logged into my tsb to say it’s been blocked and to call them up, they then said a payment had flagged up and they need to investigate it, has anyone had this before and how long does it take!
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Halifax Reward Account monthly payment.
On my tracker, I got message "You aren't on track to get your £5 cash offer" and in details it says "You need to pay a total of at least £1500 into your account this month. As of 5 December 2021, you've paid £0.00 into your account. You need to pay in at least £1500.00 more this month". I have two reward accounts and do…
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TSB QIF file download
Evenin' All, yesterday & today I have been unable to download qif statement which I have been doing the past 3yrs. CSV is ok but I don't have xcell installed, I can d/load my Santander ok(all going into Banktree 3) . Waste of time speaking to tsb, they say it must be the computor, anyone else had problems? Cheers Paul
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HSBC Advance Account
I'm thinking of applying for the HSBC Advance Account, but the first part of the application process asks me to confirm that I qualify for a minimum £1,000 arranged overdraft and I don't know how I could know this prior to going through the full application process. I have just had a fruitless conversation via the online…
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best online bank please
what is the best online bank that is free uk only
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Switching Current Account to HSBC - requesting pension statements
Hi When employed I used to switch accounts quite regularly. I haven't done it for a while but decided to switch our joint Nationwide FlexAccount to HSBC account. We are now retired. I have had an email from them requesting we upload pension statements. Previous switches went through without sight of any documents, although…
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Transferring significant sums of money between family
Our mother intends to transfer a significant amount of money (significant to us) from her ISA to myself and my sibling. In a sense, giving us part of our inheritance now. The sum to each would likely be in the region of £30-40k. Is requesting to do this likely to set alarm bells ringing from the banks perspective? Is the…
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Will DVLC take a recurring annual DD from the bank I switched to?
Was originally set up with M&S current account and switched to Lloyds and shows up in my list of Lloyds DDs. Got email from dvlc advising DD about to be taken and details of account to be debited……..M&S Nothing taken yet. Obviously M&S account is long closed. Will Lloyds process it as part of the switch guarantee should…
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€500 Note (can it be changed to GBP in UK)
Hi all, I have got a EUR 500 note. Can it be changed at Bureau de Change in London or at any bank?!? I’m asking cuz I know it stopped being legal tender in the UK a while back. Thanks for reading
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NatWest reward account. £4 rewards for direct debits not showing
The two required direct debits were paid out of each of my two NatWest current accounts on 1st December, but the two £4 rewards are not showing as yet on my Rewards Account. The equivalent £4 for my RBS current account was showing on my RBS Reward account two days ago. Is anyone else experiencing this issue with NatWest?
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One bank account frozen and I'm not always receiving money transferred into alternative bank
One of my bank accounts was frozen over a year ago after I requested a new card which never arrived. Now funds aren't always going into my other bank accounts when they are transferred via online system, including a tax rebate from HMRC. Any suggestions?
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Current Account Funding
I have a Lloyds Club Account which pays interest and perks and am happy with it. However, it has a minimum funding amount which has to be paid in each calendar month. If the minimum amount is not paid then I have to pay a £3.00 charge. I did not have a problem with the minimum monthly charge whilst in employment because my…
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New credit card, current & savings accounts all at once?
Hi all, newbie here looking for some input if anyone can help. TL;DR: Should I "switch" my credit card, switch and close one of my current accounts, and open my first savings account all at once? If not, when would you recommend? I've a "good/excellent" credit score and would like to take advantage of some of the best-buys…
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Halifax Reward Account - £3 monthly fee incorrectly applied
Although I have diligently paid in £1500 to the account every month since I opened it, including on November 1st 2021 and December 1st 2021, a monthly fee of £3 was applied to my account on December 1st which I spotted today. I rang up Halifax ( and happily wasn't kept waiting at all ) and asked about it. The adviser…
