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Fraud on new Santander Mastercards
Dear All, If you're a Santander customer, you may know the bank is switching from Visa to Mastercard for its debit cards. I got a notice about this recently for my 123 account. Then this morning I noticed a text message from the bank saying I was in authorised overdraft. I thought "that's weird" as I never use Sant's…
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How do foreign banks compare?
I would be interested in hearing how foreign banks compare with the UK in terms of interest, cash back, perks (cinema vouchers) etc? Currently I think the top current account is 2% on £1,000 and savings accounts around 1-1.5% Does anyone have any experience of US/European/Asia accounts?
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Unknown Blockchain credit
We've had a bank credit into our Nationwide current account saying Blockchain Access. + £480 I've rung Nationwide and they have no idea except that maybe someone with Blockchain wallet has put the wrong account details when paying someone. We've decided to sit on it and wait. This morning I've found the same in my Co-op…
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Best money/ wealth management app
Money dashboard Design and layout is great but it does not have any options for Hargreaves lansdown or NS &I I tried moneyhub but it mixes all your savings pots in with our actual bank accounts making it hard to understand what is what Can you suggest the best ones to use It's hard having to manually update money dashboard…
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Lloyds Bank - fee waiver on Platinum Account ended
Just checked my account and seen that £21 account fee went out on 1st October. I've had a free account for years and years, back to when fees were first introduced (had to keep £4000 in account to avoid paying, which I always did as it was such a good deal). Trawled back through inbox and, sure enough, there's a message…
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Halifax Reward Bundled Travel Insurance
Can anyone make sense of this please? I have read the documents but they seem to contradict to me with the examples given. I am really keen to know the cover re. Covid / Pandemic moving forwards and finding it difficult to understand 100%. April 2022. Jet2 Flight. Canary Islands. Am I correct; If FCDO advise against all…
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Basic Account with my current bank
Hi, I'm hoping someone can help me? Tonight I tried to open a second current account with my current bank, Nationwide, for my bills to be paid out of. I get paid every 4 weeks and I find it harder to keep track of my cash when the pay days start to fall out of sync with the beginning of the month. When I tried to open the…
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CIFAS Protective Registration - even if I've not been subject to fraud?
I've just opened an account with Chase and I was reading through their website where I found an item about security: https://www.chase.co.uk/gb/en/hub/rebecca-fraud-story/ At item 8 the writer seems to recommend CIFAS Protective Registration as being something to consider: Think about signing up to the Cifas Protective…
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Switch bonus
Hi, Very late to this party, I have just set up a new Halifax account and swapped 2 DD to come out of it. Do I need to wait until these have come out of that account at least once before applying for a switch bonus? Or can I apply for the switch immediately even though the account hasn't ever been used? Thanks
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Bank account for a non-U.K. National with ID issues
Hi, I have a friend who is a non-U.K. National but has been living here for a couple of years. He has no utility bills in his name as he has rented rooms/lived in student accommodation for the whole time. He now has a job and needs to set up a bank account for his salary, but due to the lack of I.D. this is causing an…
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Unrecognised transaction
I have a debit card transaction for £5.99 that I don’t recognise. It says it’s Herbalallti. Can’t find that name on the internet. I’m going to ring the bank but don’t want to look like an idiot if it’s something I’ve done. Any ideas?
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Swopping Direct Debits
Having a senior moment - need to swop my energy from one bank to another. Do I just cancel one and start another with new bank. For the life of me I can't remember what to do!! Thanks.
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Incentive bank account opening
Are there any bank accounts that will give you cash for opening an account but not as a switching one? Thanks
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Anti Money Laundering & eBay/PayPal
Can anyone explain this to me? I’ve changed my surname, done this through a change of name deed, which was executed and witnessed by a solicitor. Tried to update my details with both eBay and PayPal, both insist on photo ID, which I don’t have. When I question this they seem to both say it’s due to Anti Money Laundering…
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TSB Internet Banking. Mem Info.
Hi all, I'm wondering if anyone has perhaps had the same issue as me and can help. I've a new account with TSB and going through the internet banking sign-up was going well until I was asked to enter memorable information. I keep getting error messages whatever I try and use as my memorable information despite it being…
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Virgin Money to close 30 branches across the UK - here's the full list of impacted sites
Virgin Money will close 30 customer branches in the UK early next year, and one staff-only outlet, with the bank blaming the move on a number of factors, including less customer demand. We have full details below on which outlets are closing and what to do if your local branch is affected. Read the full story here: Virgin…
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Pockit pre paid card
Hi, is Pockit pre paid card a scam. Trying to open account card come despite not putting any money in account, had problemws using the app. No response when trying to phoning. Has anybody any experience of this company please.
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Paypal invoicing
I was not sure where to post this question, but here goes.... I am selling donated items for a charity and send a Paypal invoice for payment. So far, so good; but I used the very conspicuous Save Draft button for a couple, thinking it would save time later, but now I have no idea where they were saved. I've done the usual…
