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Budget Help
Hi Everyone, I'm really trying hard at the moment to reduce my monthly budget especially as I'm not sure what is happening with my job at present due to ill health. I'm just wondering if anyone can take a look at my monthly outgoings and share any advice as to how I can make further savings. Mortgage - £586 - fixed with…
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Halifax "Check details are up-to-date" in app - Data check
Newbie here. Just logged onto the Halifax app this morning and saw a message asking for employment details among other things. Seen other threads on here about this (which I couldn't resurrect) - I've skipped for now. Whats everyones thoughts on this, has anyone completed it?
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Virgin M account
How many of these are you allowed to set up for one individual?
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Barclaycard soft search query
Hello there, Due to a recent fraud on my bank account, I'm concerned about ID theft and have signed up to Equifax. I discovered there was a soft search done recently by Barclaycard at both my current address and one I left 14 years ago. For search type it just says "N/A" when it would usually say "consumer enquiry" or…
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Switching
I have just opened a bank account so I can use it for switching, can I use it to switch straight away or do you have to have it open for a certain period of time.
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BUDGET PLANNER PASSWORD
could someone somewhere please please provide me with the PASSWORD for the 'budget planner' so i can add some extra rows fank u :)
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Bank closed business account with no explanation
Hi, I have a tsb business banking account and received a letter saying from next month they will be closing my account. No further explanation offered. I was going to close the business down anyway but I would like to start another business in the future will the bank closing my account affect me opening a business in the…
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Still have a student current account after 11 years
I opened a Student current account in 2010 when I started Uni. This came with a £1000 overdraft at 0% interest. Fast forward 11 years later and my account is still a student account with the same £1000 0% overdraft that I have hardly touched. I always assumed it would change eventually, but it just never did. My question…
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Cooperative Bank Refer a Friend Switching Offer
I've just spotted a new Refer a Friend Offer from the Coop Bank. Coop are giving their existing current account customers the chance to be rewarded when their friends or family switch to a Co-operative Bank Current Account or Everyday Extra account. "When you recommend your friends and family to the Co-operative Bank we'll…
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Can I switch another account to the same bank & still receive the bonus?
I've moved an account from another provider to Nationwide and received the bonus as expected. If I move another account (with 2 DD's) back into Nationwide, would I qualify got the bonus again? Just not sure if they limit this to one per customer.
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Budgeting app Yolt to close on 4 December - here's everything you need to know
Budgeting app Yolt is to close on 4 December, meaning that all profiles, accounts and prepaid cards will be automatically shut down. Read the full story: Budgeting app Yolt to close on 4 December - here's everything you need to know If you haven’t already, join the forum to reply.
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NatWest pleads guilty in FCA anti money laundering case
Allowing a company with a predicted annual turnover of £15m to deposit £264m in cash (plus another £100m) over five years hardly seems like the level of scrutiny many of NatWest's personal current holders suffer from, but perhaps that's why (anecdotally) they've been clamping down more in recent times....…
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screenshots of your online electronic statement etc. should be acceptable as evidence for banks
The Bankers Books Evidence Act 1879 ['BBEA'] was introduced to permit Banks to produce copies of Bank Statements in Court rather than the actual Bank Ledgers themselves. In a subsequent Court Case, from the late 1970s/early 1980s, the Judge ruled that the BBEA was introduced to permit the use of the latest technology at…
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TSB Fraud Refund Guarantee
Not sure where is the most appropriate section for this. I am a victim of fraud and have just lost over £5000 to a phishing scam of someone posing to be from TSB. I spoke with TSB fraud investigations team who confirmed I was a victim of fraud but informed me that under their terms of the refund guarantee I am not covered…
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Mystery bank credit
I have just had £100 credited to my bank account but I do not recognise the creditor's name, Assured Policyhold. My bank has given me what seems a letter reference 17 letters and digits long. Does anybody recognise the name of Assured Policyhold?
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High Street Charity Bank Account recommendations
Hi. Due to Covid we have moved our Charity bank account online with Natwest. However, it doesn't allow duel signatories which obviously puts us at risk of potential misappropriation of funds. Can you recommend a high street bank account for charities that is free and has duel signatories. We are a PTA with average turnover…
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Club Lloyds cinema tickets not sent
My sister has told me that she's out of cinema tickets now & she hasn't had the latest round sent via email as normal. I checked the last email she sent me to be printed off & they expired 13-Sept-2020 so her new lot should've landed in her inbox last month but nothing there. How does she go about getting them to issue new…
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Yorkshire Building Society launches two-year tracker mortgage with cheapest ever initial market rate
Yorkshire Building Society has launched a two-year tracker mortgage with the cheapest ever initial market rate of 0.78%. As mortgage rates continue to creep down, there's no better time to check to see if you could save £1,000s on your mortgage... Read full story here: Yorkshire Building Society launches two-year tracker…
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Yolt App Replacement
With the announcement of the excellent Yolt app closure, I’m looking for a replacement. I will be lost without it! Does anyone have any recommendations? Thanks.
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Bank App Chat Facilities
Been manipulating some credit limits and closing some unused cards this week, and thought I would try out the 'chat' facility in the various banks' apps. Halifax, NatWest and Santander all seem to use the same chat system, just with different colour schemes according to the bank brand. All of them make you negotiate a…
