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Are there any banks that will let you create 'pots' from your main account?
I want to change the way I manage my budget, by transferring money automatically out of my main account into separate pots for each category (charity, household, bills, etc); and I'm wondering whether I would be able to do this through one single account, or if I have to go through the hassle of setting up lots of separate…
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Switching time limits
Hi. Apologies if this has already been asked. I did a quick search and couldn't see anything. I'm looking to switch current accounts and I'm wondering if there is any rule against multiple switching in a year? ie, say I switch to Santander next week, then in Dec I switch that to First Direct then in Jan I switch that to…
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Receiving £15000 gift from inlaws in Mexico, best way to transfer the money?
As per title - anyone knows easiest way to move the money from Mexico to UK? Should I just go bank to bank, or would you recommend to use some online service? I have never dealt with a problem like this, so would appreciate any help on this. Search didn't come back with any relevant up-to-date links.
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CarFlexi - Car hire broker not responding to contact
My step father and recently attended a funeral in the Republic of Ireland, he rented a car for the duration through CarFlexi.com and purchased total insurance cover including excess protection. Unfortunately the car was damaged and upon return to the hire company at the airport (Budget Rentals) they charged the full excess…
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Budget guidance
Hello, Could you please look over the linked basic budget and let me know how you think it looks? Is it realistic for a single person? I've only put the basics in. https://1drv.ms/x/s!AmVx4qHdjt69pyO0ZjPmZ2kFs2-t?e=TuoEBO
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Does Barclays own Skipton?
We have an HBOS savings account. We've just opened a new Skipton one, and when I was transferring money from HBOS to Skipton, the sort code came up as Barclays Bank plc in the app. Does Skipton share a sort code with Barclays, or does Barclays own them? All the searching I've done say they don't own them. Reason I'm asking…
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Charity DD's £1 or £2
Has anybody set up any charity direct debits? Interested in any charities that accept £1 or £2 monthly payments? Thanks.
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New bank recommendation.
Hi. I currently have a Virgin One Account which has helped me pay off my mortgage etc over the years but that comes to a compulsory end next month so I'm looking for recommendations for an alternative Bank. I'm caught in the middle of the pension trap ( 65 last May but no UK pension until May 2022 ) so I can't transfer to…
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Child & Co branch code now under RBS HQ
Some may recall there is a branch of RBS which had a special set up, meaning anyone who opened an account at this said branch is a customer of Child & Co bankers, private bank and received branded Child & Co card and cheque book instead of the normal RBS ones. A few years ago there was a lenthgy thread on the bank. Last…
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NatWest £150 "Switch & Stay" offer
NatWest has released a new switch offer, similar to the RBS/Ulster incentive discussed here: https://forums.moneysavingexpert.com/discussion/6296900/new-bonus-from-rbs-150-to-switch-stay/p1 Full terms…
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Card transaction limit
Hi all, Having a frustrating few days, I’ve managed to reach my savings goal to buy a new car, not outright, I’m financing part of it. I’ve found cars I like on two major online retailers sites (Cazoo and Cinch), however my deposit amount is more than £10,000 and Starling Bank won’t allow a one time transaction of more…
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Phone on last legs. Which banks apps will be least and most problematic if not deregistered?
My phone is seriously damaged. It works but not reliably or for long. So I need to prioritise deregistering apps. Which banks apps would be most difficult to install on new phone if I don't unregister first from the previous device. Basically which banks apps cause most headache if you lose your phone?
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Sunday League/Sports Club Subs Payments
I've been in/around sports clubs for a few years and as someone who despises cash, am looking for a way to take "online payments" for weekly subs. I'm aware of SumUp/iZettle etc, and I'm aware of the ~2% transaction fee. But the club in particular is a 5-a-side footy team, which has around 10 payees each week, and about…
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What do I do after being scammed??
I used to debit card to buy a drink for £1.85 from a vending machine last week, and on Monday morning I had 130 £1.85 "NYA*selecta" transactions come out, totalling £240.05 I assumed straight away that my card had been skimmed so called my bank's fraud line and they advised me to contact the police and freeze my account…
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accessing accounts on Co-Op Bank website
Anyone else having problems trying to login this evening? I can enter my user name but can't reach later pages (for password etc). ETA: Things seem sorted now.
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Can't Open Monzo Joint Account
I've been with Monzo since October 2018 and my Mrs has just joined (we've just got married). I've repeatedly tried to set up a Joint Account with Monzo but I keep getting the same message "Unfortunately we can't offer you an account right now, and we can't tell you any more about why." Any idea what this is about, or if…
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Yolt is closing. What other app can I use?
I got an email saying that Yolt is closing down 4th December. Just doing some research on what alternative there is out there. Has anyone got any recommendations?
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Joint bank account where one spouse is not resident in UK
I'm looking for a UK bank joint account that gives the best interest on deposits, where one partner is resident outside of the UK (but in the EU). I am separated but we have some joint money that needs holding until we sort out our finances. A deposit account would be fine so long it allows say, 30 days notice to withdraw.…
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Starling Bank - Push Payment Fraud Refusal to Support
Hi, wondering if anybody can help. In short, Starling Bank have refused to support my Push Payment Fraud without explanation. A project manager was appointed (freelancer) to manage some other freelancers - his role was to ensure that their work had been done correctly and their hours when billing were accurate. He then…
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Missing fund transfer to savings account
Hi, Was just wondering if anyone has had a similar issue and can offer any advice. I opened a new easy access savings account with Cynergy Bank, my current account is with HSBC. As with all new payees, I sent £1 from HSBC which credited into my new savings within an hour or so. This created a 'saved payee' from which I…
