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18 year old unable to get current account
Hi, my 18 year old son has been rejected several times trying to get a current account. He has been told he needs forms of ID which I understand, but he has a provisional driving licence which is not fully accepted because he doesn’t have a full licence, he has a dated saving account statement, but it’s rejected because it…
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Co-Op Bank - Unable to make payments
Hi, For the past two days i have unable to make payments either through the app or via the online website. Just wondering if anyone else is having issues?
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Lloyds Banking Group Branch Closures
Lloyds Banking Group has announced a further round of branch closures, with 28 more outlets being shut across the UK between August and November this year. The closures are made up of 20 Lloyds Bank branches and eight Halifax outlets. Read the full story here: 'Lloyds Banking Group to shut another 20 Lloyds branches and…
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Where do you keep your spare change?
Does anybody still use a piggybank? Or does your spare change live in a jar? A tin? Or does it accumulate in drawers, bowls, pockets, on sideboards?
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Student Bank Accounts
My daughter has just gone off to University and is trying (without success) to obtain a Student Bank Account. She has tried HSBC and NatWest but both have said that she is ineligible due to not having a credit score. We have tried an Experian check too and that wasn't any help because she only recently turned 18 and has…
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DVLA car tax direct debits not showing as switched to bank account.
Good afternoon Just wondering if anyone else has encountered this. I swiched bank account from MS to Virgin in Dec 20 (lovely free wine). Just received an automated email from the DVLA informing me my direct debit has renewed but unfortunately it's quoting the MS bank details. I'm assuming this will be handled through the…
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Nationwide Flex bank account, no overdraft requested- hard credit search?
Hi all. I am applying for a new bank account with Nationwide. I don't need an overdraft and hoped therefore they wouldn't need to perform a hard search. But I'm at the end of the application and it states "By clicking 'Finish application', you're agreeing that we can run a hard credit check using the information you’ve…
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Second current account applications
I'm an existing current account customer with a couple of banks, but recently tried to apply for new 'basic' current accounts with the intention of using them as donor switch accounts. On both occasions, I decided to abandon the applications half way through (mainly because they asked for income / expenses etc. - do all…
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Klarna Launches Pay Now Option
Shoppers in the UK who use Klarna's new 'pay now' function will lose vital consumer protection that they'd get if they simply paid using a credit card instead. Read the full story here: 'Beware using Klarna's new 'pay now' service - you will lose vital Section 75 protection' Click reply below to discuss. If you haven’t…
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Lloyds TSB online pdf statements
Hi guys I was wondering if anyone could please please help me, I’m going through my divorce and my ex has supplied bank statements that I’m not sure about he Banks with Lloyds and he has avoided sending few months worth of statements for a long time and then eventually when forced by courts he supplied them now here’s…
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How often can you switch bank accounts ?
Does anybody know how often you can switch bank accounts to get the rewards ? Also how soon after opening a current account can you switch accounts , again to gain the rewards ? Any info much appreciated , thanks
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Club Lloyds account 2 DD tips. Non UK resident with Skilled worker visa
Hello, I've just moved to UK for my PhD, I've opened a Club Lloyds account and i want to get some interests on my money, but I need to pay at least 2 direct debits every month to get them. I rent a flat with bills includes co I can't pay billd with DD, and also my mobile provider (guffgaff) doesn't accept direc debits.…
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Does bank talk among themselve about customer financial record???
Let's say I have £30k to deposit into bank account, if I were to put it all in, they most likely ask where the money come from. (Rightly so) Let's also assume I have dozen of current account which I opened and kept open over the year, if I were to deposit say £2500 into those 12 account in my name, will their bank system…
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Nationwide Switch Bonus Rejection
Hi. I switched a Barclays current account to Nationwide a few weeks ago making sure I followed Martin's suggestion to get the maximum £125 bonus. This has not been paid. I have discussed the matter on the phone with them twice & the latest conclusion from their side is that my bonus award has been rejected. The criteria to…
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CHAPS guarantee not worth the paper it's written on
My wife and I agreed to sell our share of a property in Spain to our in-laws for 70k. The conveyance was to be undertaken in Spain via the Power of Attorney protocol using a single solicitor. In simple terms our in-laws were to pay the 70k into our account in the UK via CHAPS and once I confirmed receipt of funds the…
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Switching Bonus
Afternoon all I’ve recently switched an old bank account over to Nationwide to take advantage of their switching bonus. I’m now thinking about switching the Nationwide to Santander for their switching bonus. My question is: is there a minimum period that the Nationwide account must remain open for before switching…
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How do you keep records of your finances?
Hi all, I spent my lockdown time quite wisely, making short videos to sell on stock websites. Now they began selling - urrah! I am exempt from paying US tax as I live in UK. Now I only make around $60 monthly now from stock websites, but it consistently increases, I see more sales and I keep creating more videos. I have…
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Probably nothing but may potentially be a Paypal scam?
Not sure where to post this, but seeing the nature of my query relates to potential scam affecting my bank balance, I'll try here. I recently purchased an item from a reputable online retailer and paid by Paypal. A little later, I received a call on my registered phone number with Paypal from that company advising that…
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Sending GBP to China
Hello, I am tasked with sending money to my in-laws in China (wife is Chinese). The preference is to send as GBP to sister-in-law's account (Bank of China), which can take GBP - this because the value of the pound is low at the moment, so sister-in-law could convert to yuan in the future. If I did this through a bank (eg…
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Opening an account but no id for a child
Hi, A friend of mine asked me this week if I knew if she could open a bank account for her first grandchild of hers but the mother of child isn’t helping, so they’re unable to get a copy of the birth certificate to open one. They want to open an account too put money into so when they turn 18/21 they’ll have a nice sum in…
