-
Should I switch bank accounts?
I've been an HSBC personal banking customer forever (since university - about 20 years). I hate HSBC. They're horrible to deal with. Everything has to be done over the phone or even worse, in a branch (I live in remote rural Wales now so visiting a branch is hard work). I recently opened a new Starling Bank account for a…
-
Been Blackmailed By Barclays - Advice Please
Post editted to remove signs of emotions/feelings, due to moderator request, for fear of people leaving harsh comments that they feel I wouldn't be able to cope with. Mods - please can you leave the post up, (or move it, if its in the wrong forum), in case anyone has any advice, or in case anyone else has been through it,…
-
FOS say I’m not an eligible complainant - what can I do?
Hello all, I’ve found myself in an unusual (and fairly complicated) situation and I’m looking for advice… We started receiving letters to my mother’s address, but with another lady’s name. I dutifully wrote ‘not know at this address’ and returned them. I did this over and over again… I searched for the return address and…
-
Which business bank accounts can you open without photo ID?
It's a small company which has been trading for many years. The existing bank now wants photo ID which the director does not have and they are being unhelpful. They have been pretty useless for some time and he now wants to move the account, but many seem to want you to take a photo and have photo ID. Can you think of any…
-
Mysterious deposit
I received a deposit into my RBS Current account but have no idea who its from. RBS were only able to tell me what bank it came from but not who. Instead of a name the deposit has a long 11 digit reference number. Im not expecting it, family and friends have not sent me anything so im left clueless. How do i find out who…
-
Authorised Payment Institutions - who to trust?
Recent experience with a bank account where two Direct Debits on my account were not" transparent" - I could not tell for whom a DD debit amount was taken. According to the bank it was a collection agency! I assumed that was an Authorised Payment Institution! That necessitated a bit of cancellation/refund by my bank and…
-
Joint savings account
hello me and my partner have just moved in together and are looking at getting a joint savings account incase we need repairs in the property, a new washer etc, his credit score is perfect and mine is the absolute opposite. I’m worried if we open a joint one it will affect his credit ☹️ I know with a current account this…
-
National living and minimum wage to increase in April
The national living wage paid to workers aged 23 and over will rise from £8.91/hr to £9.50/hr from 1 April, the Government has announced. This represents an increase of 59p, and an extra £1,000/yr if you work full-time. The national minimum wage for workers aged under 23 and apprentices will also rise. .. Read the full…
-
Nationwide Prize Draw
Sorry about this, I know the answer is already buried in the forums. You would have thought entering my title in 'search the forum' would produce something other than just the general MSE home page. Spent 20 minutes at it searching. I've always hated the new layout. Anyway: The T&Cs for the prize draw make no mention (that…
-
Pay off mortgage and suck up the early repayment charge or...?
Decisions...The company I work for looks likely to be bought out. As a shareholder I'll receive enough to pay off my mortgage. It has a balance of £44,800 and a term of 9 years and 1 month. It's fixed at 2.79% and the ERC is 7% (ouch). I can pay back 10% of the original balance ERC free, I believe, per year. The loan at…
-
Cashback switch to an existing Santander current account
Website message on cashback is 'Already have an eligible current account with us? You can switch a current account you hold elsewhere to your existing Santander one to benefit from this offer. Simply visit your local branch. You may need to book an appointment. This is a limited offer which ends 2 December 2021.' The only…
-
Please delete my forum account delete Hopalong Cassidy
delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete delete Hopalong Cassidy
-
Barclays - Wages didn't go in on Saturday
Hi there, I have been with Barclays all of my working life and as far as I remember whenever I got paid on a Monday, My wages cleared on the Saturday before. I have recently started working for a new company and this is my 2nd pay with them. I am due to be paid tomorrow so I was expecting my wages to show yesterday but…
-
Co Operative bank switching offer
Are Co Op having a laugh with the criteria for their latest switching offer? "You’ll need to provide your friend with your full name, the sort code and account number of your current account and your email address."
-
COOP Bank to buy TSB?
Sky News has it that the Co-operative Bank has indicated to Spain’s Banco Sabadell that it would be willing to pay more than £1bn to acquire control of TSB. Sabadell are said to be not terribly keen to sell [at that price]. https://news.sky.com/story/co-operative-bank-in-shock-merger-approach-to-rival-lender-tsb-12441945
-
Payment to Prepay Technologies Ltd
Hi, I am buying a service and need to pay by bank transfer. I have Googled the sort code 23-69-72 and it has come up as Prepay Technologies Ltd. I am completely unfamiliar with this bank and I can't seem to get any information on it. Can someone shed some light on it for me please before I part with any money. tia sx
-
Virgin Money future dated payment in app
Does anyone know if you can view future-dated payments anywhere in the Virgin Money app? I find this app particularly confusing to navigate.
-
Buy now, pay later users may be able to take complaints to the Ombudsman under new Government plans
Shoppers using buy now, pay later (BNPL) services may be able to take complaints to the Financial Ombudsman Service in future, as well as claim refunds using Section 75 protection, under new Government proposals. Read the full story: Buy now, pay later users may be able to take complaints to the Ombudsman under new…
-
2 bank accounts closed
Within 14 months I had a second bank send me notice of closure. I have no idea why. Perfect credit score, no cifas nothing. No explanation. I am getting worried sick, how can I find out what is going on. I use 500+ trading account - all legit, but could this be a source? Also someone with really bad history lives on the…
-
"You're Not Receiving Our Emails"
Just had 3 letters drop on the doormat from Lloyds, BOS & Halifax stating that I have recently changed to paperless and I have not been receiving emails sent. Checked all 3 accounts and email address, and all other contacts, on file is correct and checked through my emails and found several from Lloyds and Halifax.Anyone…
