We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Switching

I have just opened a bank account so I can use it for switching, can I use it to switch straight away or do you have to have it open for a certain period of time.

Comments

  • masonic
    masonic Posts: 28,489 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You can switch as soon as you've received your debit card, unless you require direct debits to be set up.
  • eskbanker
    eskbanker Posts: 38,851 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Unless there are any product-specific terms associated with the account, then you can switch it whenever you like, although you obviously also need to check that it satisfies the criteria for any switching incentive you're planning to go for....
  • Do I need to use the card?
  • Sensory
    Sensory Posts: 497 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Suzie8 said:
    Do I need to use the card?
    No you do not, although you will need to enter its card number during the switch application process.
  • Ed-1
    Ed-1 Posts: 4,002 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Suzie8 said:
    Do I need to use the card?
    You need to activate it if it's not automatically activated.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.