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Opening A Basic Bank Account purely online
Hi, I'll try and keep this short - i'm looking for advice on which Basic bank account can be opened completely online WITHOUT a trip to the branch or a phone call to a call centre. So here is the rest of it: my cousin from Europe has just moved to the UK (thus no UK credit history) to work for me at my company. He has mild…
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New bank account
My grandson is 18 and cant open bank account in Scotland as he has no proof of address, he tried passport and provisional licence but they want council tax bill, his dad pays that, he is registered there, any advice please
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Basic bank accounts
I am looking for a basic bank account with a debit card but no possibility of an overdraft. Virgin have one but it is only open th bankrupts. Nationwide don't offer any accounts without overdraft facility, and Halifax won't prevent the debit card from taking you into overdraft. Any suggestions? It has taken me most of the…
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Missing International payment / South Africa
Hi everyone, I am after some advice; I transferred money from my UK bank account to my husband's South African bank account and it has never arrived. I have opened a case with my bank and they have advised there is nothing they can do until the South African bank responds to them. My husband has contacted the South African…
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Cheque signature ??????
I have ordered a Santander cheque book this evening, however I have always done everything online(account opening etc etc), so I do not believe they have a signature from me on record. I have to send a cheque for opening a saving account, how do I ensure it won't get bounce???
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Could HSBC be the worst high street bank right now?
Their reputation seems to have taken a hammering of the past few years ethically certainly. But even lately I’m struggling to see bar the recent switch incentive what they offer that’s really separating them apart to a bee customer. From this forums own experience, they are notoriously picky with new customers, Can take an…
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USD account HSBC/Barclays & Transferwise/revolut
Hi, I am considering to open a USD account with either HSBC or Barclays here in the UK. I need to be able to make/receive payments from an investment account I hold in the US and this would make life much easier (and cheaper too). Now, of course I need to get my GBP to and from the USD account at some point without getting…
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PayPal pre-approved payments and 123-reg
Hello A company I purchased something from (123-reg) took it upon themselves to setup a pre-approved payment for renewal of that product after the first year. I did not explicitly consent to that transaction or consent to the money being debited from my PayPal account. Additionally, they only emailed me 2 days before they…
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Barclays Premier - Mortgage Interest Rate Saving - Worth it?
Hello, I have a mortgage AIP and unless something goes wrong with the house purchase it will hopefully go through i the next 2-4 months. c£450k mortgage 5 year fixed rate Interest rate/fee offered: 1.70%/£999 (to be added to the loan) BUT if I were a Barclays Premier customer the terms would be 1.62%/£784. I meet their…
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Save £200k for three months
I have a sum of money that I need to keep safe for three months whilst buying a house, do I save it in a single account (probably not) or in multiple bank accounts. If so where, any ideas? thanks eric
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Just received a tasty £100 cash injection from Halifax into my current acc, but why?
I tried phoning Halifax to ask why but on hold for ages due to Covid, so thought I'd ask here. Received a "transfer" of £100 into my account with a reference beginning "RP" This is not a transfer from an outside party or from one of my other Halifax accounts, it seems Halifax have bunged me £100 quid for reasons unknown.…
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HSBC Random Cheque
Just curious. I held a bank account with HSBC up until the age of 19 (13years ago). A letter arrives at my mums address for me and I give permission for it to be opened. It’s a cheque for £25 and odd pence with no explanation. My mum says she’ll pop it in the post to me. Any thoughts?
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How do I dispute a visa debit card charge? (item not received)
I ordered an item online for next day shipping. The item simply never turned up. This was about a week ago. The company insist the courier delivered the item and handed it to me. Nobody knocked on the door though & none of my neighbours has the package either. I asked the company for some kind of signature or even a photo…
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payment to debit card
Is it possible to receive a payment to debit card if the original payment didn't come from the card?Eg.Something paid for in cash and then repayment made back to a debit card. talking abou less than 100 euro
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Cancelling direct debits?
I wanted to cancel my Lloyds DD that pays my Vanquis credit card so called Vanquis and gave the new current account details for future use. I then cancelled the Lloyds direct debit in my internet banking. Two days later a I got a confirmation email from Vanquis your new DD has been set up. The next day I got another email…
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Trying to open a current account with debit card access.
Has anyone managed to open a current account over the past few weeks. HSBC recently took away card access from my account and it is quite time consuming having to go all the way down to their branch and queue up to withdraw my money. HSBC informed they will not be opening current accounts for any customers during this…
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Monzo and cash withdrawals
Sorry if I have missed this before but is it right that Monzo are now only allowing a max of £250 cash withdrawals every 30 days from UK ATMs??? I find it hard to believe.
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If you owe money to a previous bank can they take money from your current different bank?
If they say merge or are merged? I owe HSBC a few hundred im with Santander currently
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YBS regular saver issue 2
I recently changed my banking account so I made a manual payment of the final £250, but the switching service worked and paid the £250 again. If I withdraw the £250 now, will the account still be ok to pay the 2% interest or should I just wait until the regular saver matures in January.
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TSB Query
Hi, This morning, when the final interest payments had been added to my two TSB Plus accounts and my joint account (with wife) I Transferred the £1500 plus the interest into my linked account, leaving a zero balance on the accounts. I phoned up to cancel my accounts, but they told me they couldn't close there and then for…
