payment to debit card

Aidanmc

Is it possible to receive a payment to debit card if the original payment didn't come from the card?

Eg.Something paid for in cash and then repayment made back to a debit card. talking abou less than 100 euro

Penguin_

It is possible, usually if you pay by card you refund goes on card. But some retailers may not have cash on the premises so they can refund you on to your card.

p00hsticks

Not to the best of my knowledge, no.

It may be theoretically possible but I think it would be breaking the T&C of the agreement between the merchant and the card company (e.g. VISA / Mastercard)

Aidanmc

Penguin_ said:

It is possible, usually if you pay by card you refund goes on card. But some retailers may not have cash on the premises so they can refund you on to your card.

Yeah, the issue was that goods was ordered, deposit paid in cash. Goods now not coming and person is unable to get to the retailer to collect cash refund.

Have never been in this situation that i had to do this. Enquiry is regarding a friend.

Penguin_

Aidanmc said:

Penguin_ said:

It is possible, usually if you pay by card you refund goes on card. But some retailers may not have cash on the premises so they can refund you on to your card.

Yeah, the issue was that goods was ordered, deposit paid in cash. Goods now not coming and person is unable to get to the retailer to collect cash refund.

Have never been in this situation that i had to do this. Enquiry is regarding a friend.

We had it in the motor trade that sometimes people would pay £500 cash which we would bank the next day, then they'd pull out so we would either refund them to a card or via BACs straight into their account. You may find the merchant services company the retailer uses may look for the 'payment' transaction & they may reject the refund.

NottinghamKnight

There's no reason a bank transfer couldn't be used though. 

colsten

NottinghamKnight said:

There's no reason a bank transfer couldn't be used though. 

Exactly. The retailer can just make a payment to a current account, i.e. with a sort code and account number. If they refuse doing that, they probably have run out of funds.

Silly thing to do, btw, paying a cash deposit.

jsmith9

Funnily enough I was at the post office posting things and buying stamps yesterday. I paid by credit card, but then looked at the receipt and found I had been overcharged (she had put in the wrong stamp price). She said she could refund the overcharge to my debit card if I had one on me, but not the the CC I had just paid with. No idea why. So yes, it is possible.