YBS regular saver issue 2

dafc1fan

I recently changed my banking account so I made a manual payment of the final £250, but the switching service worked and paid the £250 again. If I withdraw the £250 now, will the account still be ok to pay the 2% interest or should I just wait until the regular saver matures in January. 

Notepad_Phil

Assuming that the max monthly deposit is £250 then I suspect that YBS will automatically pay the second £250 back to the account that it came from when their systems detect the overpayment, so I'd leave the money where it was as you could end up with no money being paid in i.e. you withdraw £250 and then the other £250 gets sent back by YBS.

However if it has been a few days since the overpayment then my suspicions above might be wrong.