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Budgeting & bank accounts
Archives for December 2020
Discussion List
JN Bank savings ... Is my poor experience typical?
Not so impressed: It took ages (more than a week) to open the account despite having lived at the same address for 8 years and having the same current account (to be linked) for 30+ years.... then the funding window/number of deposits rules (that weren't highlighted) meant we couldn't fully fund it. Finally the secure…
best no fee current account
HI. Dont shoot me down in flames. I know there's a thread for this but can't find it. so now that tsb are not going to pay me for using there classic account, whats the best no fee or low cost current account. not interested in overdraft, I dont need that. not interested in free gifts. just a bank account that pays me to…
List of Bank / Building Society app cheque deposit limits
For those of you who still receive cheques and have the choice of C/A (or are about to make the choice of a C/A with this 'app cheque limit' being a consideration). Here's a consolidated list from contributions below. Thanks to them all. Al Rayan - cannot see a way to deposit cheque Barclays - maximum £1000 per cheque four…
Speedbank issue.
I bank with first direct. Yesterday I attempted to withdraw £500 from a speedbank at Sainsbury's. The person before me had no issue in using it. However after taking my card and pin,selecting the withdrawal amount, the machine was wrirring for ages then said transaction unsuccessful and returned my card. The person behind…
Open Banking...
I have been reading about Open Banking on MSE. It sounds great, but isn't it just an excuse for people to Spam you with offers for financial products you don't want or need?
Curve Card
Good morning everyone, first post so please be kind :) I currently have an account with Halifax and pay for URCA for the insurance (specifically mobile). My main bank is Santander who do not offer packaged bank accounts. I was looking at the Curve Card metal account (£14.99) which is slightly cheaper. The only thing that…
Unable to login to TSB banking
I don't seem to be able to log in to TSB online banking. Has the site crashed because everyone is trying to withdraw their funds? Or is it just me?
What is the best Debit or Credit card design?
I admit this is a pointless discussion, but for some reason I am interested in what people find are the best looking cards. The best one has to be the HSBC designs. All of them look so good. The colours work really well together and the lion looks so good. I might not like a lot about HSBC, but they do know how to design…
Natwest Switch
Hi, I would be grateful for some advice please. I opened a Natwest Reward account with the switching incentive of £125. I jumped through all of the hoops to qualify for the incentive, however I am switching again as I cant take to Natwest, their mobile app and very high levels of security when making online purchases(which…
Budgeting, Saving, and Investing as a College Student (or in your early 20s)
In college, we tend to learn everything unimportant. We are bright minds who can explain complex economic theory in impossible scenarios, but do not know how to build credit. This is a thread exclusively for people in their 20s who want a 0 to 1 guide to budgeting, investing, saving, Roth IRAs, and everything in between. I…
BoS Vantage Account how much Interest?
I foolishly let my BoS Vantage account balance fall below £5000 this month and the interest paid was £3.01 How much would I have got if I did not allow the balance to fall below £5000?
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