-
One Current Account One Savings Account
If you just had one main current account and one savings account which bank would you chose?All bills would be paid by direct debit and all spending would be by credit card.Would you bother with a reward or vantage account where you had to keep a balance to get rewards or not?There would of course be a backup account for…
-
Barclay proof of funds and closed my accounts
I opened a personal account with Barclays on the Tuesday, made two transfers to it from my husband's and I joint account. They then, on the Thursday put a block on my account and withheld all my funds. Now I am being told to send proof of funds to the Barclays email address BarclaysPOF@barclayscorp.com, and to wait 10…
-
BoS Vantage interest?
I have just worked out that after October if my Vantage balance never drops below £5,000 I will only get £39.08 a year interest. Is this correct? Time to find a new main account.
-
Debit card warning
I've discovered that making an error in inputting debit card details for a payment transfer does not prevent the payment going ahead, even though at the time a message comes up saying the transfer cannot happen because of the error. So beware,. I sought to make a £100 payment -- to a highly reputable charity -- with…
-
Official Average Food Shopping Cost
Hi guys, We are re-doing our budget and I'm trying to find an official cost of what the government say you should be spending maximum on grocery shopping. I can find various costs from lots of different websites but I'm after an amount that would be used by officials say at the council/benefits office. Does anyone know if…
-
MONEY COACH
Hi. Any advice re trying to find a money coach that is affordable. Trying to find one for my adult son who struggles managing his money and needs some hands on support with it. As parents he won’t let us help. Now living away from home he really needs to get a grip on his monthly money. The only people I can find charge…
-
a question for YNAB Classic (YNAB 4 for Windows) users
Hello. I have a license to YNAB 4 classic, which is the one-off software, not the new online subscription. Does anyone know if it works with syncforynab.com? I've been entering my transactions manually until now, but would love to have them imported automatically. If not, can anyone recommend software that does what YNAB…
-
Advice on closing accounts
Should I close old accounts or will that affect my credit rating? if I decide to close an account does anyone have any advice on how to do this?
-
Bank Workers
Dear Users, During the lockdown my family we’re arguing about whether managers or tellers can access your account after you leave or peak into people’s account to see what is happening. On the internet it says that if the people at the bank know your name and address or DOB they can enter and see what’s going on. They…
-
Santander Online Application
Dear Users, I just applied for an everyday account on the Santander website and within 7 min of completing the application with minimal detail about myself- name, address, number- they said that my account was open and gave me a sort code and account number. They didn’t even ask for documents for proof of identity. They…
-
Current Account Switch Question
I have a second Current Account, which pays no bills and is treated exclusively as a Savings Account. I'm considering a switch to one of the latest Switch Bonus incentives, but it would mean moving money back and forth each month to meet the criteria. I looked over the Terms and Conditions of each offer and can't seem to…
-
Lloyds switching bonus
I tried to take advantage of the switch bonus advertised. I need to switch a joint Account so therfore I need to open a joint account. Cant get through to anyone on the number given by the online chat. How does one get to open joint account in order to switch.
-
University accidentally deposited travel bursary into bank account twice and now want half back
As a student who frequently travels to placement the University gives us a travel bursary (nowhere near enough to cover the total costs) each year. Each year this has usually increased as well. We have today received an email saying that they have accidentally deposited the £200 bursary twice (£400) and require us to…
-
Halifax and Lloyds Overdrafts
In February and early March this year I perceived that a drop in interest rates would ensue. So I took the precaution to open every fixed rate regular saver on the market that we were not then subscribing. The result is that from January 4th we will be short of cash. We are not destitute and we could find the money somehow…
-
ledger statements & gone away marker on bank account
Barclays sent me the wrong statements in two batches of statements because a gone away marker was placed on my account as I did not update my address when I moved address. They then sent me ledger statements. Recently it happened again as they sent me the wrong statements twice even now at an executive level over email but…
-
Direct debit reversal
Hi, Could anyone offer me some advice with regards to a problem an
elderly relative has got with her bank? I wasn’t with her [I have no control or influence on her
account] and her memory of what happened is hazy [she’s 92]. I understand that
she went into her bank with a statement. She didn’t recognize some direct…
-
Can I do this switch?
I'm the main account holder with a Santander 123 current account. My wife also runs a 123 account with me as the main account holder. Her account has £40+k sat in it earning no interest as it is inactive. But she is paying the £5 a month charge. I wish to transfer this money to a savings account in her name in another bank…
-
Bank Switch (23/9) Will my DD on old account go through on the 22/9?
Bit of a random one - before you ask I've called RBS who were not particularly helpful at all... I've applied to switch my current account from to RBS - the switch date is the 23/9. I have a Direct Debit due to come out of the old account on the 22/9. Which account will this DD come out of? Should I have enough money in…
-
Which is the best High Street bank?
I'm looking to get another personal current account and am wondering which banks are the best. For me, the most important things are: online banking, customer service, and the ability to cash occasional foreign cheques. Most of the major banks have mixed reviews online, so I'm hoping some first-hand accounts will be…
-
Nationwide student account proof of address
Hi, my son is due to start uni this month and wants an account with Nationwide. As a single parent I usually pay for everything so he has very little proving his address. They say he doesn't have enough evidence and they want a letter from his doctor confirming the address held for him. Unfortunately we moved 3 years ago…
