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TSB rate drop
We’re changing the interest rate on your Plus account.Dear We wanted to let you know that from 2 December 2020, we’re reducing the interest rate on your Plus account from 1.50% AER* to 0% AER. With the recent reduction in interest rates and the current economic climate, we hope you understand the reasons why it has been…
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Tesco current account interest
Hi Does anyone have a note of what the interest rate is on the tesco current account? I can't find it and the last note I have is 1% on up to £3k but assuming that's not the case anymore. Thanks
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Community bank account
I have unsuccessfully been trying to find a bank which still offers a community type bank account for a ‘Friends of...’ group. The most positive was Lloyd’s who do offer one but are not opening any new accounts at the moment. Any advice greatly appreciated. Thank you
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Bank account etc post Brexit
Hi all 1st time post. As I live and work abroad, within the EU, I was looking for any inside knowledge on just how institutions such as Barclays, RBS and other banks will manage bank accounts, credit cards and mortgages once Brexit is final on 31st December 2020. These banks don't have very much information on their…
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TSB classic plus and Classic Enhance interest rates reduction to 0%
Courtesy of Bob792 on this thread: https://forums.moneysavingexpert.com/discussion/6188471/tsb-launches-new-spend-and-save-current-account#latest
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Joint bank account - no credit check
My boyfriend and I are moving in together, his credit score is perfect mine is shockingly bad. We will be sharing bills ao ideally need a joint account, however i dont want to be financially linked as i dont want to ruin his credit score. Is there a joint account out there even just basic for direct debits thats wont hurt…
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Pay-in
Hi guys My daughter is looking to switch bank accounts and has seen the current HSBC offer. Unfortunately that requires a pay-in of £250 a month more than she takes home. Does the pay-in have to be her salary, or can I pay in £250 a month to make up the shortfall? Thanks Doug
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Online banking with multiple payment verification
I'm trying to find a bank that offers online banking which allows double verification of payments made on-line. ie: person #1 logs in with their password and posts a payment to be made, then person #2 logs in with their password to verify it and confirm the payment. Any ideas? Thanks.
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Banking abbreviation
Hello I have a 10 digit number starting 1925xxxxxx followed by PKT 02 then a 9 digit number ending in xxxxxxx 84 anyone recognise the number format or the term PKT 02
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TSB OTPs Not Working
Yet another TSB successful implementation, anyone else having trouble with them not sending them ? :sIf you don't receive it press the Previous button - what "previous" button !
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Banking in Austria. New job?
Some advice please for my son. He has a new job in Austria and I have just read that UK banks are informing customers they will no longer be able to service accounts after the end of the year if there is no banking deal post Brexit. Anyone know anything about this. Should he open an Austrian bank account as soon as he gets…
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Has Coinstar gone under?
Hubby gag gifted me with about £80 in coins (50p or under). Cos we’ve just moved I googled Coinstar but the web page isn’t working. I remember there was a Coinstar in Morrisons Redcar but that’s now 40 minutes drive away. Will the Post Office take coins?
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Some one has been using my bank card
I found out today someone has been using my bank card at shops local to me. I have contacted the bank and they have blocked the card and I was put through to the fraud department. How long will it take for them to sort it out I don't have much money on the card and its now overdrawn by £20. Any help Kim
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Difficulty cashing US stimulus cheque?
I received a stimulus cheque in the post a couple of months ago, but have been worried about cashing it. I was wondering if anyone has run into problems with them? My current UK bank doesn't accept foreign cheques, so I would be looking at opening an account with a new bank. Just thought I'd ask first, in case it's a…
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Turned down for a new bank account.
Hi, My husband and I are currently attempting the MSE money makeover and attempted to open a new joint current account in order to 'piggy bank' our money, putting our disposable income into that account so we can both easily draw from our disposable income and see how much we have. Unfortunately, Natwest declined our…
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Marcus Savings Account: shared access?
My dad is about to inherit quite a bit of money and will be looking to use it in the coming months to move house. He therefore doesn't want to lock it away for a fixed period of time. With the NSI cuts, that Option is now also closed. Marcus is closed to new applications but we have an account with plenty of 'headspace' to…
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HSBC FinCEN files.
FinCEN Files: HSBC moved Ponzi scheme millions despite warning https://www.bbc.co.uk/news/uk-54225572
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Lacks mental capacity?
Would somebody who has had a capacity assessment ruling they lack mental capacity over finances when mentally unwell but has capacity when well mean that to safeguard them they'll have appointee in place and the unwell period overwrites the well periods and this person can be a danger to themselves? Does this make sense?
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Switching and wages
I’ve not switched an account with wages being paid in before so just want to confirm the new bank details are switched the same as direct debits and I don’t need to inform HR
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Does opening a load of bank accounts affect your credit score?
I know it causes you trouble if you open a load of credit cards, but does it matter with bank accounts? I'd like to open a load and move cash around to get the freebies, seeing as how my savings account is literally 0.01% interest! But will it affect my credit score? I naively opened a load of credit cards when I was about…
