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Faster Payment gone missing
About 10 days ago I made a payment to a local company from one of my current accounts via the NatWest App. They say the money hasn't arrived. NatWest say it left my account the day I made the payment and hasn't been returned. They have confirmed the recipient company's bank details are correct and match those I have…
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HSBC £125 switch bonus
Hi All, It seems to be the season for bank switch incentives. Details for the switch below https://www.hsbc.co.uk/content/dam/hsbc/gb/pdf/125-switcher-offer-terms-and-conditions.pdf Please note HSBC current account holders on the date of
application and have not been on or after 1 January 2017 are not eligible.
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please help me find my refund
Hello friends Last November I bought a portable charger for my phone / devices from Xiaomi. It was 1000mAh and cost me £29.89 inc postage. In May (6months later) it failed to work so I sent it back. After weeks of useless off putting correspondence they finally sent me a replacement which was a different colour and only…
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Holiday savings account
My partner and I are thinking about opening a separate bank/savings account to save for an annual holiday. We're looking at saving £3-4k/year, which will come in dribs and drabs with a handful of larger payments. We're just wondering if there is a bank account or savings account which might just give us a few extra pounds…
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Significant drop in gross interest on Loyalty cash ISA
Hi, I have an advanced savings account in HSBC and I also have a Loyalty Cash ISA (LOY ISA ADV) I checked my statements recently and noticed that starting from May 2020, my gross interest earned has dropped significantly. I was earning approximately, 18 GBP every month in the form of gross interest but starting from May…
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Can you have more than one current account with the same bank and does the 2nd get a credit check?
As per title, for example I already have a HSBC Advance account. Can I apply for the HSBC Basic account and does this then get a hard credit check?I'm opening purely for the Lloyds Switch offer. I know I can apply for a Starling/Monzo, who do 'soft' checks I believe but I might want to use those in future, so just thinking…
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First Direct app update - heads up!
Beware if you use the First Direct app (ie have the digital secure key on your device(s)) AND have older device(s). The updated app coming in November requires Android 7.0 and above, or iOS 12.0 and above. My phone is a 2014 model and runs on Android 6 with no further updates available. I received a letter from First…
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Looking for help with a basic bank account for money management
I'm looking for some advice on money management and want to open a basic account for personal spending. The idea is that I want to manage the money I've budgeted for personal spending. At the moment I bank with lyods and have 2 current accounts, club lyods for business and personal bills, and the shared account for house…
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NS&I Withdrawal Missing as Bank doesn't accept BACS
Hi, Wondering if others can help/advise on my situation... Last week, I processed a withdrawal from my NS&I savings to my bank account. This was not an inconsiderable amount of money (£49,500) and is for a house purchase. However, I have since found that my bank account does not accept BACS transfers and therefore cannot…
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Starling Bank Euro Account for Spain
I shall be working in Spain for approximately 9 months soon. I have opened up a Starling Bank account plus a Starling Euro account Will my employer be able to pay me in Euros into my account or should I still open a "traditional" Spanish bank account? Iwould prefer not to as it seems overly complicated with visits to…
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Brexit, Expats and U.K. bank Accounts
As an EU resident, I have retained my U.K. bank account as my pension provider will only pay my pension into a U.K. based sterling account. Many people are receiving letters saying their accounts will be closed as from end Nov 2020 also Credit Cards are being closed. National Savings have also stopped their international…
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Co-operative Everyday Rewards
Can I just check what other think of the Everyday Rewards scheme that states 5p everytime you use your debit card, to a maximum of £3. So from this I am guessing that I could make 60 x 1p transactions and get the 5p each transaction equalling £3? Simply making 60 debit card payment to the gas or electric of 1p would…
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Bank with holding funds
Hi. My bank are holding £92500 of my money without reason. This has gone on since january 2020. I have asked repeatedly why this is happening and got a letter saying there is an issue and technical problem and offered me 16k in compensation 6 months ago but still got nothing. Because of their technical fault i received a…
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Closing Tesco bank account, what happens to my Clubcard?
I am thinking of closing my Tesco bank account so that I can switch it to get the £100 incentive from Lloyds. At the moment my Tesco debit card also acts as my Clubcard, when I (very occasionally) shop in Tesco.Once my Tesco bank account is closed, does anyone know if I will still be able to use my cancelled debit card…
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Opening account
Given the difficulty opening an UK bank account if moving to the uk from abroad , would the quickest way be to buy a TV licence and use that as proof of address ?
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Santander debit cards.
When is a debit card not a debit card? Well if Santander is anything to go by it's when you use their debit cards on line. I have just received a letter from Santander telling me that as I haven't used my debit card since it was issued I won't be issued with another one when this one expires in January.....unless I either…
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Tesco bank account
Hi will the Tesco account be back for opening applications?
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brought time safe
I just purchased a timer safe of Amazon so I can lock my bank card in, this is to stop me spending money on alcohol daily. I have poor impulse control. Has anybody else done similar and have you Benn successful with it?
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Where is Tesco club card number on the tescopay app?
I've had a tescoplus app for years and always pay with it, but I can't find my card number? I went in Tesco a while back and the woman found it on the app but I can't find it anywhere
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Switching bank account?
We are clueless on this. We are asking because my dad got a letter from hsbc telling him from November he will no longer have a debit card for his savings account and it is his only bank account. So what we need to know is how do you go about switching bank account and how easy is it. Also will everything transfer…
