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Deposit Criteria
To receive a monthly reward or a certain amount of interest, some accounts requite a minimum deposit each month. Can I make that deposit and then immediately withdraw it, and still meet the criteria? Or does it need to stay in the account for at least one working day?
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Bank accounts for children (infants)
Hi! I'm looking at opening a bank account for my 9 month old daughter but the only information I can seem to find is about child savings accounts. We just want an account that can act as a landing account for any incoming money she may get, so we can then pay into other accounts such as regular savers or a stocks and…
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Large cash withdrawals from Nationwide...
Hi - we are having building work done on our house, and the builder asked for cash, so he can pay his contractors and also for materials at the yard. This isn't a problem for us - he's delivering a service which we're happy with and how he pays his staff etc is none of our business. BUT - we've now found out that getting…
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Scottish Friendly Investment ISA Cashback
I know this is in the wrong place, but wanted those who are interested to see it.£180 cashback offer on Quidco ending tomorrow…
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open banking windows or web?
I have seen some apps provided by the banks that offer account aggregation through open banking. However I'd be much happier with something that could run in a browser or as a windows program. I'm only after simple account balance aggregation to save me updating a spreadsheet. Any recommendations?
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STUDENT BANK ACCOUNT
I am now in my third year of studying but in my second year I tried to apply for a student bank account and all the banks said I couldn't apply for one. My own bank who i have been with for years didn't even change my current account to student account even though I informed them of my change in circumstances of becoming a…
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Refund issued to a closed bank account
Dear readers, I would like to ask for help regarding a problem I have with a refund. I will try to explain everything in short. Back in February, I bought a laptop on the Lenovo US website using my VISA debit card. I am not from the US but I was supposed to travel and pick it up when I am there. Due to the Covid-19…
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revolut logged me off the app, how can I contact them?
Yesterday I opened the app and I was logged off. Therefore I can't contact them via the in-app help. I tried logging to my account but when I put my phone number it takes me to 'create a new account'... How can I contact them? (I guess I have to use my email, so they know its me... but I can't seem to find any email…
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Switching joint current account
We currently have a joint Santander 123 and want to switch to the new Halifax Reward. Unfortunately they are telling me this can't be done on line, only in branch. Is this going to be the case with all accounts or is it just Halifax. I really want to do it on line as we are not going into shops or anywhere else at the…
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Switching current accounts within the same bank?
If you have two current accounts with the same bank, e.g. Santander and want to transfer/switch one into the other can this be done using the current account switch service?
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New current account for 11 year old
Our 11 year old is about to start secondary school and we ideally want to open him a current account. We're struggling to find a bank that will open a new account because you'd normally have to go into the branch to open it. Has anyone had any luck? We know we can get him a prepaid card, but would prefer to get him a…
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Why do banks use SMS over app for OTP?
Why do banks send OTP codes as a text message if the customer has the app installed? The app is obviously optional for traditional banks say Lloyds but once I install it surely my bank has that on record. So why doesn't the bank use this for the OTP and instead uses SMS which we are frequently reminded is insecure and…
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Pay via Amazon Pay
Hi, if I order something online that uses Amazon Pay, will it use my gift card balance on my account first and then use a credit card attached to my Amazon account? thanks
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Misleading switch bonus claim?
Hi all. I have an issue regarding a switching bonus I was expecting to receive for switching to a HSBC Advance current account (a time long ago when such things were a thing! :o ) I opened the account in branch in January 2019 and was advised by the representative of the switching incentive of £150, paid 30 days after the…
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Halifax Rewards
Can anyone please tell me if it makes any difference to opening a Halifax Reward account if you answer the question "is this going to be your main account" yes or no? I am about to open an account and I don't want to be turned down if I say no.
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Need to organise budgeting and saving more effectively
I wasn't sure where to post this as dealing with debt board is not really suitable. I think my problems have arisen, because I've suffered a number of redundancies in previous years. This understandably has caused me to be anxious with the result that I micro manage my savings far to much. I definitely need a better way.…
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My current bank does not support a bank switching service
Hi. I have held a current (pre-paid) bank account with Cashplus for about 9 years now. At the time my credit rating was poor, no other regular bank would touch me with a barge pole so it was hobsons choice really. With cashplus I had the option of opting into 'cashbuilder ' on their current account which basically claims…
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cahoot logon OTP
cahoot has started to ask me for an OTP when logging on now. it never used to do this. did i miss the memo or something?
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Make payment abroad
Hello, Not sure if I am posting question into a right section but hopefully will get help. I need to make payment abroad to a company (not person). What would be the cheapest way to do it please? Pay by bank transfer, Western Union or anything else? Many thanks.
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How is this fair.
In my home my husband and I have one central bank account which our pensions and pay goes into. On the 1st of each month I have a standing order to another account which my debit card is linked to and which I use for general shopping and day to day household expenses. I would like to know why the bank is unable to complete…
