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Post Office Money closed my account after using mylostaccount service
Bit of a strange one here. I was curious to know if I had any bank accounts or building society accounts from childhood sitting dormant so I used mylostaccount.org.uk service and chose a bunch of banks/buildings societies for my search criteria. Only choosing ones that I do not knowingly currently have an account with. One…
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Personal finance software with strong auto sync/tagging
Hi folks, I've been a YNAB user for a long time, but my financial situation is such that I don't need to do envelope budgeting, I just need to be able to keep an eye on spending - get answers to questions like "what's my monthly average spend on takeaways over the last six months" or "how much have my grocery bills gone up…
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Monzo in trouble?
Hi I'm new to the forum. I've just heard that monzo are struggling at the moment and it's not looking good. Are there any other banks out there like them? I've loved being with them and find their spending pots and round ups extremely useful. I'm now concerned I'm going to struggle to get what I need elsewhere. Any…
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Halifax brings back bank switching bribes with £100 offer - MSE News
Halifax is offering £100 to customers who switch to its relaunched reward current account - the first bank switching bribe we've seen since the coronavirus crisis started in March... Read the full story: 'Halifax brings back bank switching bribes with £100 offer' Click reply below to discuss. If you haven’t already, join…
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Paying by cheque into APS FINANCIAL ACCOUNT
Hi, I'm hoping someone can help me. I have several cheques including one from the inland revenue as i am self employed, however I cannot pay cheques into my account as its all online, does anyone know what to do about this?
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Halifax Reward reward
I thought the Halifax Reward was ending if I did nothing, I still got my £2.00 reward.
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Over £1000 taken by Nationwide via DD in error
I completed my remortgage from Nationwide to HSBC on 31 July. Today (3rd August) Nationwide took £1100 from my current account. I rang them to query the transaction and they confirmed it was took in error as my mortgage was closed with a zero balance. They have advised that due to Covid their admin processes are taking…
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Advice on getting money back from a closed HSBC Business Banking Account
I opened a Business Bank Account with Midland Bank in 1998 which is now HSBC - as I started IT Contracting and I had to set up a Limited company to work for the client. I stopped Contracting many years ago but thought I might go back to it one day, so kept the company registered at Companies house as a Dormant Company.…
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Direct Debits setup against my explicit instructions
Hi everyone, I was on a recorded call with an insurance broker, who towards the end of the call I realised was actually setting up the policies, rather than sending me quotes. As soon as I realised this I explicitly stated that I did not want any direct debits setup until I had read ll the paperwork and fine-print, and he…
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Mother selling home and trying to get a ground level dwelling due to health needs....am worried
Hi, No idea if this is the right section so please forgive me if not..I am concerned about the following.... My 75 year old mother is selling her home as its now no longer safe for her with her (many) health conditions some of which badly affect her mobility. (She does acfually qualify for supported/sheltered council…
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Hsbc sold dept
This is my first post.PLEASE BE AWARE OF THE FOLLOWING,. IN 2014 HSBC SOLD MY DEPT OF £3,000 THAT I :WAS PAYING BY STANDING ORDER :TO DEPT COLLECTION AGENCY,SO I NOW PAY THEM,BY DIRECT DEBIT £10 A MONTH.IV JUST DISCOVRED,THAT THE STANDING ORDER TO HSBC IS STILL ACTIVE.SO BEEN PAYING BOTH.BUT THE STANDING ORDER IS NOT TO…
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Bank fraud - can anyone help me make sense of this....?
Hi This is a really strange situation I'm unable to get my head around - and wondered if anyone here can help me make any sense of it.... After asking our 19-year old daughter to make a bank transfer to me to pay me for something, she's revealed she's unable to because all of her money (about £6,500) has been taken from…
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Graduate account to Current Account Lloyds Overdraft Fees
Hello, My account has recently been changed from a graduate account to a current account with lloyds however I am struggling with the overdraft fees. I have an overdraft of 2,000gbp, which is being maxed out each month. I am currently paying near 2 gbp a day on interest and am unemployed, a large portion of my income is…
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Nationwide Flexdirect interest July
I was just checking if anyone else had issues with the interest amount paid on the July statement? I can only see approx 20p, looks too low as i kept the full 1500 in the account.
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Budget assistance: recommendations?
Hi there! So, I've finally clawed my way to a much improved financial situation after many years of being hopeless with money. I'm free of "old" debts owed to a debt agency, and now only have currently active credit accounts that I manage meticulously (also easily). I'm trying to level up now and establish a budget that…
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Budgeting spreadsheet
Hi all, I have my own budgeting spreadsheet which I update every time I spend something, and reconcile it to my bank account. However, I'm having difficulties to know what to do with cash I spend. For example: I have a budget on £100 on food Most of this will be paid on my debit card However, I withdrew £40 in cash and…
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Does CASS transfer pension payments in?
My parents have an account with RBS where my dad’s state pension gets paid. The RBS account is becoming troublesome to manage especially with the distance to the nearest branch. So my mum is considering switching the RBS account to an existing Natwest account. Will the CASS transfer also move the payment from DWP? I did…
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HSBC have put my 86 years old Mother’s accounts on hold
Hi all. For the last 5 weeks the HSBC has put my 86 year old Mother’s accounts on hold to “review.” They gave no warning or explanation and will not communicate with me despite me speaking to the customer care team twice a week for the last 5 weeks (I hold Power of Attorney which has been recognised by the HSBC) - after…
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Monzo Bank
Hi, Due to the recent news about Monzo having an uncertain future, should Monzo customers be worried, I just thought I would get peoples opinions on it as I was thinking about closing my account due to the recent news! Thanks.