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Graduate account to Current Account Lloyds Overdraft Fees
Tyski
Posts: 4 Newbie
Hello,
My account has recently been changed from a graduate account to a current account with lloyds however I am struggling with the overdraft fees. I have an overdraft of 2,000gbp, which is being maxed out each month. I am currently paying near 2 gbp a day on interest and am unemployed, a large portion of my income is spent on the interest. I receive a universal credit payment each month of 779.24, where 400 is immediately sent for rent.
Bit confused what my options are, will be calling them tomorrow to see, but would very much appreciate some advice beforehand.
Thanks for taking the time to read this.
My account has recently been changed from a graduate account to a current account with lloyds however I am struggling with the overdraft fees. I have an overdraft of 2,000gbp, which is being maxed out each month. I am currently paying near 2 gbp a day on interest and am unemployed, a large portion of my income is spent on the interest. I receive a universal credit payment each month of 779.24, where 400 is immediately sent for rent.
Bit confused what my options are, will be calling them tomorrow to see, but would very much appreciate some advice beforehand.
Thanks for taking the time to read this.
0
Comments
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Contact them citing financial difficulties. Their specialist team will want you to complete a statement of income and expenditure - this will help both of you come to a figure which you can afford to repay.0
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