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US Dollar bank account for paying in US cheques
My daughter is a freelance journalist and will be receiving US dollar cheques in the post every two weeks for smallish amounts £200 to £400 equivalent. Are there any specific banks she should be looking at, to reduce the charges, she currently receives paypal payments but they are stopping this in favour of US dollar…
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Lloyds refuses to give me a contactless debit card...
So, to cut a long story short, this is due (presumably) to low credit score. Long story: Came to the UK about 14 months ago., for work reasons, so I already had a job when I landed. Opened my account on arrival (Club Lloyds account). My salary has been paid into that account ever since. Initially I wasn't given a contact…
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Stop refunding victims of online fraud, police chief tells banks
Online fraud victims who do not take appropriate security steps to protect themselves should not be refunded by banks, according to Britain's most senior police officer....Read the full story: 'EE recalls ALL power bars in new safety alert' Click reply below to discuss. If you haven’t already, join the forum to reply. If…
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Have more than the specified amount in account for interest
Some bank accounts offer interest on up to a certain amount, and any amount over will not receive interest. Example phrase below from Nationwide: "You'll earn interest on the first £2,500 of your balance each month but you won't get any interest on any part of your balance over £2,500." The interest rate for that bank…
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arranged odd usage natwest
Hello I am with natwest. This month they charged me £6 arranged overdraft charge but I wasnt overdrawn last month. I was overdrawn the month before but paid £6 last month for it. Are they charging me £6 every month whether I was overdrawn or not as this happened before? I go over most months unfortunately not more than…
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Nationwide FlexDirect Overdraft Experience
I'm furious. I switched bank account six months ago to Nationwide and I went for the FlexDirect. It offered me an overdraft of £2750 and I took up the offer - interest free for 12 months. I have paid in over £3000 a month, every month and have never exceeded the limit or even come close. I received a letter today stating…
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Barcalys Euro bank account
Hello Am UK resident, I open EURO bank account with Barclays recently and I get paid my salary through it, I want to know how to get the best rate. Should I exchange the EURO amount direct from my euro account to Sterling account through the bank system. or should I withdraw it in EURO and go somewhere where anyone can…
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Santander 123 after a DMP
I finished a DMP two years ago. I now have a large amount of money saved from the monthly payments, that I now don't pay to the DMP. I would like to open a 123 account by moving my basic Co-Op account has anyone tried this and either been accepted or refused? Happy to have only a debit rather than credit card, just hoping…
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Met Chief says that banks shouldn't necessarily refund due to fraud
http://www.theguardian.com/uk-news/2016/mar/24/dont-refund-online-victims-met-chief-tells-banks I do see his point. Whilst it is in the banks interests to have us all banking online I feel that we must all take responsibility on our internet security. Even with up to date virus definitions etc., it's possible to be…
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Online banking security - why all so different?
Why it is that different banks have such different methods of online banking security? TSB/Halifax/First Direct/Santander all seem to manage without any kind of extra security device apart from a mobile phone. Nationwide has a card reader but I can generally avoid using that as it's only necessary for making a payment to a…
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Santander and 2 direct debits
I opened a Santander account as they pay 3% interest. But I need 2 direct debits. But I don't really have anything on direct debit, except my mobile phone which I pay through my business account. Can I do a direct debit moving payment from Santander to my first direct account, or is that not possible? Thanks, Steve
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Scam, or genuine email from Nationwide?
From Nationwide's Internet Banking Security advice: I've received this email, which claims to have been sent by Nationwide: My Post Code isn't mentioned, it's not sent from either of the email addresses mentioned and it looks pretty shoddy. However, the V.me service is being closed on 30th March, the email doesn't solicit…
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when?
today my Yorkshire bank switch completed.so i have 2 questions 1.when i make first payment?today or tomrrow?to get £150 bonus from Yorkshire bank 2.when i make second payment?for exmaple if i make first payment tomrrow 24/03/2016,,do i have to make second payment on 24/04/2016? im confused. thanks
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Eligibility checker for bank accounts
I just wanted to know if there is an ELIGIBILITY CALCULATOR for BANK ACCOUNTS?? Have been unable to locate this tool on the MSE website. I feel it's extremely important to have this tool available for bank accounts as well as credit cards and loans! Please can Money Saving Expert Create the tool ASAP for its users??
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Cheque payments
Hi Can anyone confirm if it's true that a debt paid via cheque is considered to be settled immediately upon the cheque having been posted to the creditor?
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ThinkMoney
Are there any basic bank accounts that separate your money so that all your direct debits and standing order are paid, leaving the excess money in a separate account which you have access too. ThinkMoney are charging over £24 per month for our joint account and thats a lot of money.
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My unbelievable experience with Mycashplus
Hi. I opened an account with them got accepted, I paid the £69 fee but for 1 week or so the account wasnt opened. I rang them and they hadnt received the fee. After i sent them proof they finally admitted that they might have assigned it into someone elses account(seriously how can a bank do that). After 3 weeks of running…
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Private Banking - Lloyds or NatWest
Purely Hypothetical Question, but in terms of 'Poshness' and for those that like to show off which Private Bank out of Lloyds or NatWest is better ?. I think Lloyds as although both NatWest and Lloyds private banking cards are Black, the Lloyds one says Private Banking on it, NatWest just says Black. Lloyds also seems more…
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ID3global
Hi, Ive just looked at my online bank statement and noticed a charge from 'ID3Global' The charge is minimal however I have no idea what this is for. Can anyone shed any light?
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Nice or Unusual Lloyds Bank Branch Name
I'm about to open a Club Lloyds account and I wanted to choose a branch has a different or unusual name (I know i'll only see it on my chequebook etc). Just a bit of fun: does anyone know any funny or nice branch names I can choose as my branch?
