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First Direct - Account Opening
After a long and drawn out process, my First Direct account is nearly up and running (they are awaiting one additional ID copy due to my visa arrangements). I have been informed that the account will be opened once this is received. I was interested as to whether online banking could be accessed immediately after the…
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Santander & EDF DD issue
Hi All, I've run into a frustrating issue with Santander and EDF recently. My Partner and I have set-up a joint 123 Account (to use as a house bills / Saving Account) and have started the process of moving direct debits across from my 123 Account. So we have called EDF and gone though the process of moving the DD to the…
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First Direct Security
Unfortunately OH failed telephone security with FD yesterday - not had to use it ever because accounts have been mananged online using secure key. Does anyone know their process for resetting security questions and answers? Would it be to visit HSBC branch with proof of ID?
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Another BACS query
I am waiting for a BACS payment to go into my account via BACS the payment was enacted by the company that is paying me on Thursday morning at 9.15 according to them. When would I receive this?
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santander 123 joint account query
Hi all, am wanting to apply for santander 123 joint account as both me and wife have maxed our individual 123 accounts. On the online application it asks for wife income etc but she now does not work [ill health] nor claims any benefit [long story] , so no income. Cannot find anywhere in terms that both applicants must be…
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Natwest Issue
Sorry if this has been covered elsewhere, I can't see it .. Too angry .... I have been a customer with Natwest for a few years now and recently they have started some actions which I am not too sure is totally Legitimate. I'm hoping someone here can assist with Who I need to speak to now. They have taken Bank Charges from…
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Switching to first direct - horrid paperwork!
Hello, Just wanted to share a few observations on less than ideal application process for First Direct, and I why I don't think I'm going to bother :o I've been with RBS since I was a child, I'm reasonably happy with the service I get, but I thought I'd switch to First Direct and pick up the free cash! I have a friend with…
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Nationwide FlexBasic overdraft fees -
I have just checked my credit file and come across a default from Nationwide from back in 2012 for the amount of £274.00. I used to have a Natiownide FlexBasic account and while off on Maternity leave I stopped using it then moved home (I forgot to inform them of the move but didn't think it mattered as I didn't use the…
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Halifax Switch- what if I already have an account?
Hi. I'd like to know whether I can make the switch to Halifax in order to get their £125 incentive if I already have a reward account with them? Thank you.
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nationwide switch cashback
Last month we changed our joint halifax account to a joint nationwide flexplus account. I went thru quidco to get the £75 switch cashback which is tracking and payable next month. My intention was to use this new account to refer my wifes account and get the £100 referal cashback for each account but on checking my account…
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Keeping track of multiple accounts
I currently have 9 accounts (a mix of current, ISA and internet based purely for DD feature), and to keep track of where the money was at anyone time was rather challenging without checking my phone apps constantly. I've since decided that the best way to do this is with a flowchart to show all my standing orders, and it…
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Nationwide monthly saver
If i pay £500 for first two months of opening regular saver with nationwide which pays %5 and then on third month pay £50 or £20 a month, how much intrested i earn after a year on my £1000 which i paid in first two months?please ignore 3rd or rest of ten months because i wont pay into that much. so do i earn %5 for whole…
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First Direct Switch: Credit Rating Affected
Hi, I was hoping I would be able to get some advice. I recently saw the switch offer on MSE to First Direct for the £150 bonus. As I'm currently looking to purchase a house as a first time buyer I decided to phone First Direct and ask if my Credit Rating would suffer if I switched my account. I was informed that my Credit…
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Easy money cashback offers?
I've done a few good cashback offers over time. Switching energy, house insurance, new credit cards. All nice and easy and well worth £25, £50, £100 for the time spent doing it and no come back. Are there any other easy, no tie high amounts of cashback people can recommend on Quidco, TopCashBack? I tend to stay away from…
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Banking in public places - Foolish?
A guy on the train: He was on his mobile, "I want to come in to draw out some money" "Says name" "Says DOB" "Says address" "Says a random word (assume a password)" "I want to withdraw £5000, I withdrew £2000 the other day". "Says branch name" Is the guy an idiot or am I a worrier, I would never discuss this on a busy…
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Unauthorised overdraft on Nationwide Flexdirect
I've just checked my Nationwide accounts online and found out that my Flexdirect account is overdrawn by £499.99. This has happened because £500 is set to transfer every month to one of my Nationwide savings accounts. I have always made sure that the Flexdirect account is funded at the latest the day before but completely…
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Marks and Spencer
Does the criteria for opening the Marks and Spencer Current Account require a credit check being carried out? Thanks
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Santander website down from 4am this morning
Front end is now up but the login is dead since 3am! Denial of service attack! Been monitoring this since 4am and Santander helpline is clogged no answer been on the line for 30 mins and no one picking up Disgraceful service - not even any warnings - obviously trying to mitigate the attack and failing miserably. Time these…
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Are there any bank account "tarts" out there?
Santander online banking has been down all day so considering switching to Yorkshire Bank with their lovely £150 switching bonus. Has anyone got any good tart stories over the last few years where they have moved from bank to bank hovering up these nice offers? I suppose contantly changing accounts is awkward for payroll…
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Sent money to wrong recipient. Refusing to return
Hi. First time poster with a question about a misdirected payment. Last January I intended to send £1,000 to my daughter's Child Trust Fund. The following January when I went to transfer another payment to her, I discovered to my embarrassment that I had actually sent the payment to a local gymnastics club my daughter…
