Banking in public places - Foolish?

Paul_1977

A guy on the train:

He was on his mobile,

"I want to come in to draw out some money"

"Says name"

"Says DOB"

"Says address"

"Says a random word (assume a password)"

"I want to withdraw £5000, I withdrew £2000 the other day".

"Says branch name"

Is the guy an idiot or am I a worrier, I would never discuss this on a busy train. The whole car could hear.

AdamJamesUK

I for one would never do this kind of thing in a public environment. Only in a room where everyone already knows the details or I'm with those whom I trust.

I'll put it lightly, he's got balls. :rotfl:

rainbowskies

That is insane.

I wouldn't do that either. I have 'banked' in public before by using an app. (I was sitting in the corner of a cafe, with a wall behind me.) but I would never disclose details such as date of birth, address, etc.

I was on a train during my good old student days. I was sitting on those deats with a table in between. A nicely dressed business lady sat opposite me. She had her purse splayed out on the table and she proceeded to phone up every single one of her credit card companies (there were five in total) to make a payment to each card using her debit card details! Each phone call consisted of going through security before a payment could be made.

Now, that was crazy. :eek:

PeacefulWaters

People who hold audible phone conversations on a train should be put down.

HappyMJ

Paul_1977 wrote: »

A guy on the train:

He was on his mobile,

"I want to come in to draw out some money"

"Says name"

"Says DOB"

"Says address"

"Says a random word (assume a password)"

"I want to withdraw £5000, I withdrew £2000 the other day".

"Says branch name"

Is the guy an idiot or am I a worrier, I would never discuss this on a busy train. The whole car could hear.

The guy is an idiot. Having been only very recently a victim of fraud I would strongly advise ever saying my full details over the phone on a train.

Andypandyboy

Paul_1977 wrote: »

A guy on the train:

He was on his mobile,

"I want to come in to draw out some money"

"Says name"

"Says DOB"

"Says address"

"Says a random word (assume a password)"

"I want to withdraw £5000, I withdrew £2000 the other day".

"Says branch name"

Is the guy an idiot or am I a worrier, I would never discuss this on a busy train. The whole car could hear.

And someone may have had their phone recording the whole converstaion.

Paul_1977

Glad its not just me then who thinks it was stupid.

He was only 20, needs to learn the ways of the world.:eek:

I did consider if he was making it up. I find it hard to believe a 20 year old would have thousands in the bank, but maybe he is wealthy or had a inheritance.

eDicky

Paul_1977 wrote: »

I did consider if he was making it up. I find it hard to believe a 20 year old would have thousands in the bank, but maybe he is wealthy or had a inheritance.

He must have been pretending, for some reason. Was there an attractive girl with him or nearby? What need is there to phone to arrange a withdrawal?

colsten

eDicky wrote: »

He must have been pretending, for some reason. Was there an attractive girl with him or nearby? What need is there to phone to arrange a withdrawal?

I reckon he looked round the carriage, saw some older geezer who would fall for any outrageously sounding phone call, and proceeded making "the call" at the top of his voice.

diamonds

JESUS!


When I'm in company and I'm asked for a password I always say what characters do you want, same as any call incoming I wont confirm ANY details I ask for their name and dept and tell them I will confirm by contacting customer services and be transferred to them or their dept.


My security is mine, not one other person knows yadda, ziltch, nothing...you are more likely to find out my manhood digits than my security ones, and thats no joke, I will answer but not my security digits answer, ever.

sheramber

Financial organisations tell us they will never ask for a password, only specific characters from it.