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Account opening with online debit card deposit
Does this exist ? Preferable one of the highest savings rate :rotfl: Need to start moving money from TSB over £2000 and Halifax Reward to a feeder account into Halifax and M&S current accounts monthy for their regular savers (4% HTB & 6%RS) but want to move this bulk pronto into such feeder account. I have opened 2 current…
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application for remittance
Apologies in advance if this might not be the appropriate part of the forum for posting my question. However I could not find a more suitable section. Has anyone had any experience of receiving money using the application for remittance abroad method ? My query is a friend from india is sending me some money he owes me…
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Is Santander online banking down?
Accessing from France so just wondered if everyone has problem..... been OK for last 5 weeks though ......
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Monese payments to bank account advice.
I have a Monese account and moved some cash to my wife's Halifax yesterday afternoon and I thought it would be sent by faster payments but over 16 hours later it's still not hit my wife's account. So has any others sent money from there Monese account to a bank account and if so do they send them by faster payment or…
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Refund to switched account without card
There's a thread on the Consumer Rights board that I think raises a question that is worthy of discussion here (I don't recall seeing it previously). https://forums.moneysavingexpert.com/discussion/5432977 The OP there made a purchase with a debit card, then switched the account and destroyed the card. When she had to…
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Student overdraft is going to begin charging interest
Hi chaps and.. chapettes. I have a large student overdraft. I am no longer a student, I haven't notified the bank of this at any point. As of September they will begin charging overdraft fees daily for it. This will amount to somewhere near £50 a month just on fees. I want to enquire whether this idea makes sense:…
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Using the Switching Service to switch just one account
If I have multiple current accounts with the same provider (let's same NatWest), can I use the Switching Service to switch one of the two accounts over to a new bank, but leave the other? Note, these are indeed two current accounts and not saving accounts or anything else. This would be in an attempt to get the nice…
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NHS pay to co-op
Hi I have just set a DMP up and basically my wages this month from the NHS will still go into my old account :eek: does anyone know roughly what time they will go into my account on a Saturday from the NHS to the co-op? As I need to clear that account as soon as it hits basically. Thank you
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RBS and NatWest to Split ?
Not sure if this true or not so take it with a pinch of salt, but I have heard from 2 people so far (One quite a large shareholder, and the other who works in RBS head office in Edinburgh) that one of the things being considered to return RBS to the Black is to split RBS and NatWest apart. Again not sure if this is true…
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Large lump sum - how to grow in 6 months before it goes
Hi. I sell my house next month & my new one won't be ready until September, so the Oldies have the pleasure of me til then. Looking for advice on where to stash £60k. Do I have to split it up everywhere to benefit from interest? Apologies if this has been done to death - just send a link - I've read the banks page and it's…
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Can Joint current account be changed to sole name?
Hi can anyone help with a query. I would like to open BOS current account for the 3% interest (or possibly one of the other reward current accounts). Problem is I am not earning at the moment, (no wages or benefits - left work to have my children years ago and not found a job yet!). Therefore, I will have to open this…
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Banned from banking in the UK? Help!
Hi, Last year both my accounts where closed by Santander without explanation or warning. In the weeks prior I had for sale on Gumtree a very expensive set binoculars (roughly £900) I was contacted by a guy in London who paid a £60 deposit into my basic bank account with my other account being an instant account with Visa…
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Convert cash/deposits of EUR to £££ in UK
I have some EUR in cash and a EUR bank account with Barcays. Where can I get the best rate to convert them in £££? Barclays online facility is a steal
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REFUSED by HSBC/Firstdirect a deposit of cash
I did the safe thing and sold my car for £8000 cash (you would have thought). My parents offered to pay the cash in at the Waterlooville Branch (as I am working) only to be asked to prove where the money had come from. Whilst trying to get this sorted out, other customers in the queue could hear what was going on and…
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Halifax rewards DD
Morning I have an old reward account just sitting there so looking to get it working again for the reward. For the DD can someone explain how I set these up to move money to another account? I have a TSB account I could transfer to plus money going back to my joint account. Also can I set up say a £1 overpayment to my…
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New bank account
Hi I am looking for a joint bank account which doesn't have to be your main current account (i.e. switch) for you to gain the benefits of the account. Aside from the accounts that you have to pay each month for, what are the best options for reward accounts in terms of bonus payments? many thanks
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UK Sort Codes
Anyone know where there's a comprehensive list of UK sort codes on the 'Net? Thanks.
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Bank switching general questions
Hi guys, I've just opened a Barclays current account and a natwest current account, my plan is to work through bank switchs for the rewards, as I've literally just opened both accounts and both have £0 balance will either the new switched accounts (first direct and Hslifax most likely) or the current banks have any issues…
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Bank of Scotland Vantage 'Rules'
Hi. I've recently opened two Bank of Scotland Classic accounts with Vantage to take advantage of their generous interest rates. I know that it is necessary to pay £1000 into each, per month, to earn interest. Can I simply set up standing orders to move £1000 between the two accounts or does the money have to go to a non…
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Euros to Sterling
Hello. I'm looking to find the best option to change Euros to Sterling on a fairly regular basis. It would possibly be between €1200-1500 each time. Could you please tell me what is the best option for this? Thanks in advance!