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Advice on opening second bank account for bills, direct debits etc.
I am interested in opening a second - basic - back account from which to pay monthly bills by DD and standing order. I am not able to apply for Co-operative's Cash Minder account as my current account is with the Coop and not sure if I'm eligible for Barclays Basic Account as I'd be eligible to open a current account with…
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DD's
Hi everyone. First post...be kind! Thinking about opening a Clydesdale Current Account for the £150 incentive bonus. I need to transfer 2 DD's. Problem is, all my DD's are spoken for, and to transfer them, I'd be losing out elsewhere. Does anyone know of a easy (read cheap) way to 'conjure up' 2 DD's? TIA!
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Opening and switching current accounts query
Hi there, I have been considering open a first direct account for a while now, specifically for the 6% regular saver. I currently am with Halifax and am happy with my current account there so do not want to switch at this point. However would it be worth my while opening another current account (say tsb) and then switching…
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€ to £s
Good Morning everyone. Does anyone have any advice on changing a large amount of €s to £s ? Need to work out the cheapest way of transferring money after selling a house in Europe. Is there a firm that continually offers top exchange rates? Many thanks for your help - I'm trying to help an elderly friend and stop them…
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Reward account question
Hi everyone So I currently bank with Natwest who I have a current graduate account, credit card and joint Isa. I am considering switching to Halifax to cash in on the £125 offer and £5 a month. I know you need two direct debits from this account but can do two that do not gain rewards from Natwest e.g gym Would I then be…
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Refused 2nd HSBC bank account
So I switched to an HSBC bank account last month and after a few hiccups and a moan on the phone, the account is switched and active. I then applied on 4th of March for a second basic bank account to help manage money. I've not heard anything so gave them a call, to be told I cant have a basic bank account because I've…
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Switched bank account - OD created on statement?
I got the closing statement for an old cashminder account which I switched to TSB on 4th March The last entries before the account was closed are as follows: 02 March - Halifax -25.19 513.4603 March - MR TRAGEN -860.75 -347.29 OD (switch to TSB - on the 4th...)04 March - CREDIT 347.29 0 (Regular payment in, which was paid…
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Who is doing the best switch?
I have a couple of Santander accounts - a 123 joint account for OH and I, and an old 123 current account for just me. I stick most of my pay into our joint as its the main bill paying account, and I send more money into an E Saver for our wedding. Which now means the 123 account for just me isn't providing any real value…
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5000 to save immediately, 900 pcm additional, best place to save?
If done to death please simply link me to any useful threads and I'll not waste anyone's time! Did search but the reason my query MAY be unique is we're approaching the end of a tax year and want an idea what to do with initial lump sum now ... So I have 5k in a reserve account (Pathetic 0.25pc interest) and want to…
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Student + Cifa + No bank account = life ruined ^^
Hello guys, yes i !!!!ed up I know. When i was 17 i did something silly and got duped into money laundering, my bank account got closed and i didn't think much of it, i didn't attempt to open another bank account for another year or so. Now it's that time of the year and I've nearly finished my A Levels and whatnot but i…
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BACS payment natwest.
Sorry if this is in the wrong place My Payday is usually on the 30th unless the 30th is a weekend or bank holiday but with natwest when my payday is a Monday it goes into my bank on a Saturday however this month with it being easter is a bit weird. According to the sheet we have that tells us when payroll do the processing…
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Why do some Debit Cards need to Authorise and others don t?
Here is a scenario with 3 debit cards, all premium cards I would say, the cards are: NatWest Black Debit Card Lloyds Private Banking Debit Card Barclays Premier Debit Card When used in Morrison's and Mcdonalds for contactless transactions of over £20 but under £30 both the Lloyds card and the Natwest Card displays…
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Tesco Current Account Opening Delay?
Maybe I'm being impatient, but last week I applied online for a Tesco current account (thinking about the 3% interest). I already have another Tesco account and expected a decision immediately - was this unrealistic? It's now over 5 days later and when I log in online, the message still reads "application made on 9th March…
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when pay first?
When i pay first to get bonus i.e yorkshire bank say pay £1000 twice for two months,so should i wait untill switch complete then make first payment or i do it from today?i called yorkshire today to switch so im confused should i pay in today or wait for switch to complete then make payment? thanks
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Santander 123 fees
My one year fee free period on the Santander 123 cashback credit card ends in April, when I will start to pay a monthly £3 fee. I was thinking of cancelling the card until I looked at it another way. I "earn" between £4.50 and £5 a month on routine spending (mainly petrol and supermarket spending) on the card, meaning a…
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Visa Arbitration Help
So I bought some items for an online game a few months ago and they did not do as intended so I requested a charge back via my bank, It was only for about £40. The company that does the online game is based in Romania btw and I am in UK. Now fast forward a few months to today and I receive an email saying that if I don't…
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Halifax Counter Withdrawal - are Chip and Pin Okay?
Hello All, Sorry to ask such an anonying question. Can I ask, if anyone banks with Halifax and if they have made withdrwal on the counter for £1000 in a branch in London? I have my card and I know my PIN but I wonder if this is enough to verify me as I don’t have a passpassport (currently being renewed). If not, I will…
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Wise to tell bank in advance?
Shortly my wife and I will be revising our investments and that will mean large amounts passing through our accounts. In view of some of the tales of suspended accounts is it a good idea to inform the bank before the transactions commence?They could stretch over a couple of months.
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No monthly pay in Bank account
Hi, I don't have a salary that gets paid into my account each month. Trying to find a good bank account for me that will get me some benefits such as cash back and or interest. Any recommendations please. Thanks
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Yorkshire Bank Switch Incentive - November 2015 T&Cs
Does anyone have a copy of the full terms and conditions for the Yorkshire/Clydesdale bank switch incentive that ended 30 Nov 2015 that they can share please? My bonus has been paid and I am looking to switch this account elsewhere and want to check I will not be penalised for doing so. Apologies if these are readily…
