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Best bank account for a lump sum but no more paying in?
I am in the process of refurbishing my house with an inheritance that is currently stored away in my Co-op savings account linked to my current account. It is a bit of a pain though as it is hard to keep an eye on spending and accessing the money is not instant. I want to put a lump of say 15k into a current account and…
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Co-op £100 Bonus
Have I missed it? I openned the account last week, and my paperwork arrived today, but there's nothing in the paperwork that mentions it and I can't find it on the website anymore Thanks James
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Account for £12000
Any advice for maximising interest on £12000 over a year ? It's for my mother in law as been sitting in account earning nothing
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Opening a bank acc for cash 'incentive'
Apologies in advance if I'm asking silly or the wrong questions ! I've decided to look at one of these accounts, no idea which yet but I need to clarify. Would I have to switch my entire banking to the other bank i.e. pensions paid in and all my direct debits & standing orders ? Or could I just have it running alongside my…
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Children's bank account help
Hi all, My apologies if this has already been asked. I've searched, and just cannot find an answer anywhere. I'm looking to set up current accounts for my children, aged 8,6 and 4. I have looked around, and the main banks are all very similar in terms of interest rates. I am not bothered about that. What I am looking for…
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Donor account
Hi I wonder if anyone can give me some advice about donor accounts. I want to open a FD for the 6% regular saver and I would also like the switching bonus. I was thinking of opening an account to switch as I want to keep my existing accounts. Can anyone give me any advice about suitable accounts, ideally those that are…
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Personal finance 'stress-testing'
Evening all. I like to keep my finances organised by Excel but I am coming unstuck with my latest spreadsheet idea - a financial 'stress test'. The idea is to create a spreadsheet where several changeable values could reflect real-life scenarios such as rising interest rates, reduced house prices, unemployment, exhaustion…
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Yorkshire bank
After switch do you have to pay £1000 into Yorkshire Bank once?or can you pay £500 in first few days then another £500 before 31 first days end?so you get £150 bouns? im asking this beucase i cant pay £1000 at once, i was thinking to pay £500 then withdrew and pay into it again is that works?thanks
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Cash to Barclaycard
I don't bank with Barclays but I do have a Barclaycard. Can I go into a branch of Barclays with the card and pay cash over the counter off the balance to save me paying it into my bank?
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Barclays withholding historical statements
I've belatedly started to reclaim PPI from many years ago and called my bank to request some old statements. They told me that they couldn't access information more than 6 years old on their system, but gave me the address to write to to request the reprints. I wrote to Barclays head office as suggested, but as I happened…
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Nationwide packaged account >Breakdown rescue/travel insurance?
Just thinking about packaged accounts and noted that Nationwide T&C say that with regard to breakdown cover, cars must be maintained in accordance with manufs schedules. So if you breakdown, callout recovery person will ask to see your fully stamped up service book?? Also with regard to worldwide travel insurance in…
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What now?
Hi all, This time last year I decided to start opening bank accounts and switching to earn the incentives. First Direct account was opened along with the 6% regular saver. My question is, do I close the current and regular saver now that the year is up? ( I only use it for the reg saver) As I understand it if I carry on…
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Decreasing overdraft
Morning All, I have recently cleared my overdraft debt (woohoo!) And was wondering would it have an adverse affect on my credit history if I reduced the limit or even removed the overdraft? At the moment I have £6000 on my o/d and I want to reduce it to £500. I also have two credit cards, £10,000 limit combined. My salary…
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Halifax
I'm a relative newby to bank account switching, but I've been remarkably impressed with Halifax so far. They paid my incentive as soon as the bank account was opened - before the switch even took place. The switch has gone through quite painlessly and the app (android) seems to work as it should. Looking forward to them…
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Check current account switch (Club Lloyds)
I recently used the current account switching service to switch to a Club Lloyds account. Direct debits were moved over and have started to be taken from the new account. Some of these companies I pay have sent me confirmation that they are using my new account details and for others I can see the new details listed in my…
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Found Building Society Passbook
Hi, I've found a Woolwich building society prime gold account passbook that I've had since i was a teenager. There is a single entry, a deposit for the grand sum of £15.84 :( This dates from 1995, I've found out that Barclays took over woolwich a couple of years after woolwich demutualised to woolwich plc in 1997. I assume…
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Natwest Cashback - Withdrawn ALL good deals?!
Hello Does anybody know if there are any good deals left on the Natwest reward account to exchange for? Has anybody else noticed that Natwest have remove the Nero and Boux avenue deals that were the only decent ones on there?! I guess they used them to honeytrap people when it got released. I rung them and they don't have…
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Mislaid building society account
I have mislaid a building society account. I used to pay into this account from my bank account - I see on my old bank statements money going out on a direct debit every month to an account numbered like this 0622/********. Does anyone have any idea which bank or building society this might be? I need to try to trace this…
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123 has stopped paying interest!
Hi I've reached over £20k but I have stopped receiving my monthly interest. I asked on here a while ago and I was told that when I reached 20k I would only contiune to reveive interest on 20k of the balance. Am I missing something here?
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Budget 2016: House of Commons Rep Coverage
Hi MSE’ers, The Chancellor will deliver the Budget on Wednesday 16 March at 12.30pm in the House of Commons Chamber. This will be followed by Budget debates in the Commons for three days on Thursday 17, Monday 21 and Tuesday 22 March. The debates are an opportunity for the House of Commons to scrutinise the Budget…
