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Bank Account
Hi we have sold our house but unfortunately the one we are buying will be delayed for 3 months could be longer, we have over £300,000 and we unsure where to deposit this cash until we need it for the property we are buying, our solicitors will not hold the money please help
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Silence from Nationwide
I opened an account about 2 weeks ago via their website and have heard nothing from them at all.... Anyone else in a similar boat? Normally banks tend to send something out via post/email within a few days. Luckily I noted the reference, but just wondering if there is some kind of backlog going on or is Nationwide normally…
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HSBC Having Problems Again?
Logged into HSBC online banking this morning and in My Accounts my credit card is missing. Current and savings accounts are still there. There's a message in red saying We regret we cannot display all your account or service details, although you can still use Internet Banking (029). EDIT: Seems to be working again now.…
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Yorkshire bank switch
I want to switch from santander evryday current account to Yorkshire bank. what kind of question they ask u wen u call them to switch? do they ask how long u had this card and if its ur main account? etcc... thanks
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Santander 123 - £500 per month requirement
To meet this requirement is it possible to have a SO to transfer money in from another account, then transfer out again the next day via another SO? Thanks
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Credit Card Dispute
I'm about to dispute a charge on my Clarity MasterCard taken for an apartment by Booking.com. I would appreciate any comments, esp on the legal side. Mse question This dispute has arisen from booking an apartment in Montenegro in June this year. I used Booking.com because they are the agency that offers free cancellations…
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Overhauling our Bank Account Setup and Credit Files
Currently my financial advisor (Mrs. Howden) and I have a current account each where our salaries get paid into. From there, we both have a standing order into a joint current account whereby all the household bills are paid out of via Direct Debit and other methods. These are all with the same bank. We are less than happy…
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Maxing Santander 123 interest
Quoting from the Key Questions section of moneysavingexpert.com/banking/compare-best-bank-accounts re Santander 123 <quote> if you just left £20,000 in the account the whole time, you'd actually get the gross rate of 2.96% – as the monthly interest earned would take you over the £20,000 limit (and therefore wouldn't be…
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Balance transfer - Virgin credit card
Hi Guys, I was just wondering if anyone applied for a Virgin Credit Card for a balance transfer (0% for 36 months offer) I am new to all this so I hope I have got the idea right, I want to transfer the balance to my current account to cover my overdraft so I do not have to pay the interest fee's and then pay off the card…
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Barclays offset mortgage account query
Wasn't sure whether to put this isn the "Mortgages and Endowment" section but I think its better here. I have an offset mortgage account with Barclays and have had for 16 years. Since November my account has not been sweeping funds from the "current account" to the "target reserve" account. I do not know whether it…
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Santander 123 direct debits
Apologies in advance, just seeking reassurance. I have 5 direct debits registered on my Santander 123 current account. 2 of them have never paid out (both less than n a year old), the other 3 pay out monthly (normally). My account month is 11th to 10th, or perhaps 12th to 11th (monthly fee i taken, and interest/cashback,…
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Soft Search for Switching to Another Bank
I would like to switch bank accounts firstly because of moral reasons as the bank I'm currently with provides tax avoidance for the rich and secondly I've asked for help because of a couple of hiccups which has left me a little overdrawn and they just continue to place huge charges (for me) on my account. I applied to M&S…
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Opening New Bank Account
Ive been reading up on the benefits of multiple current account switches and think its about time I jumped on the band wagon. My only issue is that I currently bank with Lloyds and already receive their 4% interest rate which I don't want to lose. I therefore thought I would open a separate bank account and use that to…
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Nationwide - Overdraft
Hi, I recently joined Nationwide and was curious does Nationwide have pre-approved overdraft limits? Just to add i have had adverse credit in the past but my credit file is clearing up with defaults coming of etc and have held a Aqua card for 6 months with a recent credit limit increase, i just use it and pay it off. A…
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Opening new current account
Hi there are lots of deals around for transferring your bank account to a different bank and I'm wondering does the transfer of all direct debits etc go through smoothly? I've heard they can do it in 7 days but I'm worried that as my direct debits are all staggered through the month there might be a missed payment during…
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Halifax Reward Switch
Hi all, I opened a Halifax reward account today & just wondered if I can switch my cashminder account for the £125 bonus? I know I won't qualify to get the £5 per month, as I've also transferred my salary, dd' etc to a new Co op current account I've just opened. So will qualify for their everyday rewards. Just wondered if…
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Reclaiming packaged bank account fees - anyone had their account closed?
Hi I'm trying to encourage someone to reclaim a mis-sold packaged bank account as I think they have a claim - however this person is worried that the bank will close his current account down if he claims. Has anyone had this happen to them? I'd like to think the banks are not allowed to do this but would like to find out…
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Overdraft woes
Hello all, First-time poster here. I thought I should share with other people the experience I've had and also see if there are alternative options I could try. So basically, I have a £1900 overdraft with my Natwest account that I can never get out of (earning approx £1600/month and living from one paycheck to the next!).…
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TSB Bank Account Closure
Hi all, I've just received today's post and was absolutely astounded to find a letter there from TSB who I hold my current account with, stating that after a review they would be closing my account. The exact wording of the letter is: We're writing to let you know that following a review of your account we can no longer…
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How much do you have after bills etc?
Hi, Just wondering how much you live on after Mortgage, bills etc? Just looking for some opinions. Reason being I have some property and have been thinking about stopping my job for a while and just focusing on being a landlord. I really don't like my job. I work in IT Although It would effectively half my monthly income.…
