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Switched to Santander - Sorry I Bothered
Well took the advice and switched my main current account after many years (problem free) with Halifax - to Santander 123 ! Nightmare ! Problems with my wages being paid in wrong account - Mortgage payment part paid rest cancelled by Santander !! - Council Tax not informed in time so double payment taken this month !! -…
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Halifax reward account and reward from April?
When banks start paying gross interest from April, will the reward still be £5 a month on Halifax reward account or will it go up to £6 to cover tax you might have to pay?
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Best way to transfer overdraft debt?
Hi there I have £993 on my HSBC Current account through the overdraft. However this ends in July and will start costing me ridiculous amounts per day. I don't have the funds to clear this in time so how should I go about transferring the debt elsewhere? I have a barclaycard account with debt on there but i have 2 years to…
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New Cahoot Online Banking Site
Santander has revamped the Cahoot online banking site. As far as I can see it is pretty much the same as the Santander site but with Cahoot branding. Why are they doing this? The Cahoot brand doesn't seem to be going anywhere and is closed to new customers. My thinking is that now the site is a mirror of the Santander site…
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Co-op new account - call fraud team
I applied for the co-op switching offer before the deadline. I had through a provisional acceptance with account no and sortcode, however I've also had a letter to ask me to call them to "clarify some information". It's an 0845 number, so I used No To 0870 to find a landline, after being on hold for 10 mins they told me…
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Overdrafts
Is it right for me to get bank charges on my overdraft? I have a £50 overdraft limit and I've had to letters to say I need to pay £86 in charges. I checked my statement and I was over my £50 by £27 and I got charged £86. Is this right?
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FSCS Protected ?
Do you know anymore about this service ? . they say they will refund your savings of up to 75k in 7 days if your Bank . Building Society or Credit Union go bust Sounds to me there must be more to them than they say they sound to good to be true
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HSBC mobile app
Not sure if this should be here or in the tech or even praise and vent boards? Anyway HSBC they don't make life easy do they? I use their mobile banking app but my phone has recently updated to Android's latest OS, marshmallow, since then whenever I try to open the app it automatically tries to download an update which…
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Santander 123 vs NatWest Rewards
Hi, I am after confirmation on a couple of questions regarding these accounts. I've searched the forums but I cannot find the answer. 1. What is the interest rate on the Natwest account? I cannot find it anywhere! I am assuming it is also 3%? 2. If someone has savings; is the 123 account better even though the cashback is…
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How many RBS Accounts
I've successfully opened 1 in my name, one in hubby's name and a joint account. I can't find it in RBS terms and conditions but read on MSE that 3 accounts are allowed. Can anyone confirm that I can in fact have 3 in my name, 3 in oh's name and one joint? Thanks
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How many RBS Accounts
Post removed, duplication
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Ex RBS Group employees!!
Come home today to a letter from a debt agency going after me for £300 I owe Nat west! No clue what it's about so after nearly an hour on the phone find out because I used to work for RBS they forced me to have a bank account with Nat West or RBS or they wouldn't pay my wages. Gave a me a gold account as "staff perk" left…
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Transfer money to UK
Hi guys, Does anyone know the most cost effective way to transfer foreign income in to the UK? I'm not looking for tax advice but more along the lines of minimising bank charges and obtaining the best exchange rate etc. Thanks!
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Business bank account with poor personal finances?
Hi, I registered a company with companies house and would like to trade at some point. It's more of a "consultancy" so there's no cost, except my own time to waste and petrol to burn. I also happen to be unemployed, in arrears and have used up the vast majority of my credit limits already for everyday living. Will applying…
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Paying in USD chequer to UK Bank
Hi, I have received a large inheritance cheque in US dollars and need to pay it into my bank account. I bank with Natwest and contacted them to obtain an estimate of the amount I will receive after charges are applied and subject to the current rate. I was told that they could not provide a estimate value and I would need…
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Halifax reward from april
I sign in to my Halifax reward account, it says from April they not take of any tax from monthly intrest.so this means the £5 will be £6.25 from April ?
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TSB Security Check - Bizarre!!
I have been an avid MSE forum reader since last year, and have picked up some good tips on money management. I recently (last November) opened TSB Classic Plus accounts for myself and the other half, followed by regular saver accounts that would be drip-fed £250 per month, as per their terms and conditions. These have been…
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Lloyds Gold to Club Lloyds
I'm a bit confused - if I upgrade from a Gold account that we do not have to pay for (had it forever) and move instead to Club Lloyds, do I have to pay a fee? We do pay in more than the required £1500 per month and have 2 direct debits, so shouldn't pay the club lloyds fee - but on reading the blurb it seems we keep the…
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Recurring payment authority help
I need some advice: I have a kickstarter account. I made a pldege but forgot to cancel it therefore the payment was taken from my account on a debit card. The kicker: The card on my kickstarter is invalid as a new card was issued last year in November from Think money and the old card should have been cancelled. think…
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Tesco Online Banking down?
Can't access Tesco online banking in any browser this morning. It just says: Just me or anyone else?
