Halifax Switch- what if I already have an account?

buel10

Hi.
I'd like to know whether I can make the switch to Halifax in order to get their £125 incentive if I already have a reward account with them?
Thank you.

Westie983

Yes, as long as you have not had the incentive before, or since January 2012.

The £125 ends on Tuesday so you will have to be quick,

buel10

Thank you for that.
Does anyone know the criteria you need to fulfil, as in do you have to swap over direct debuts, does it have to be the account that your wages goes in to, etc?

Doctor_Duke

You just need to do a switch with active credits and debits. Their latest incentive offer doesn't seem to specify any minimum of direct debits and they pay very quickly. If you also want the £5 monthly credit then you need two direct debits and pay in £750 minimum per month.

eskbanker

Westie983 wrote: »

Yes, as long as you have not had the incentive before January 2012.

The £125 ends on Tuesday so you will have to be quick,

It's the other way round, you get the incentive if you haven't had one since January 2012, not before:

If you’ve already received cashback for switching to us since January 2012 we’re sorry but you won’t get it again

buel10

So does the fact that I've used the reward account sporadically (and never 'switched') and gained the odd £5 reward make a difference?

Doctor_Duke

No it doesn't just as long you haven't received a switch payment since 2012. If you never have then switch an account to your existing Reward account and you will qualify for the payment. The £5 payment is a different incentive.

buel10

Does anyone know if this ends at close of play tomorrow or is it 12am tonight?

YorkshireBoy

Have you actually read the information, let alone the T&Cs, on their website? Because it answers all your questions asked so far!

As to your last question...

The offer applies to applications received in branch, online or by phone between 9 February 2016 and 22 March 2016. The offer is subject to change and can be withdrawn without notice at any time.

So, from that we can deduce that a) they're inclusive dates (so midnight tomorrow) because you could apply on 9th Feb for the £125...but b) they could pull it at twenty past 3 tomorrow afternoon!

buel10

Apologies.
Here's a question that I could not find:
I have more than one HSBC account and I'd like to switch from that. However, does anyone know whether the all the HSBC accounts will get closed or just that one....

pinkdalek

YorkshireBoy wrote: »

Have you actually read the information, let alone the T&Cs, on their website? Because it answers all your questions asked so far!

You know if people did that in the first place this forum would be very quiet.........:rotfl: