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Fastest way to get a bill as proof of address?
I just rented a house in the UK, and need a proof of address to open a bank account. It takes a few weeks to receive the first bills for electricity or gas. Is there any service that I can order and receive the first bill (which is acceptable to banks) quickly in my mail box?
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Help with international transfers
I'm utterly confused by intrnational money transfers.:( I've been trying to make a payment with Halifax to the US. I've been given a 'recipient' bank details with an ABA number (no account number) and the 'beneficiary' bank details with the account number and SWIFT code of the person who I want it to go to. I'm told that…
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RBS cubsidiary closed friend's account with no notice.
Hi. My friend has today been informed that both her current and savings accounts have been closed, with no notice or warning. She banks with an RBS subsidiary, and despite many calls to numerous departments nobody will provide her with any information whatsoever. All they have told her is a letter is in the post (or will…
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Contesting a purchase via Visa Debit Card
I made a purchase using my Visa Debit Card on a website which purported to be something it wasn't, it turned out to be a fraud. I realised shortly after making the transaction when a poorly formatted receipt email came through from a completely different company name. Alarm bells suddenly rang. I rang up HSBC, and…
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Santander overpayment refund
Hello, I used to have a student account with Santander, then paid off the overdraft. I have recently received a letter from them saying I overpaid by £108 and they would like to offer me a refund of £140 (including interest). I finished paying the overdraft off in about 2009/2010 so it seems a bit odd that it's taken them…
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New joint account after switching current account advice?
Hi, I have just switched current accounts (using this site to get £150) to First Direct. This account has my salary and all our DD's. I now need to set up a second, joint, account which I will transfer £750 a month for spending money, but which bank account should I go for? Reading through the article on this site, the…
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Bank error -advice
Hi asking for a friend. My friend was involved in extremely nasty divorce. A business was involved the ex was very under hand and my friends dad ended up losing about £70,000. My friend recently went into a building society to update her children's accounts and whilst she was there the cashier asked her if she wanted to…
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Chasing Top Rates and credit checks
I've just opened a handful of accounts to distribute cash from a couple of lousy ISAs we have. I have already filled my 123 account plus cash back DDs but am trying to get the better rates and avoid the second account fees now it's £5 a month. I have Nationwide @5% with £2,500 Bank of Scotland @3% with £5,000 And am…
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Making my money work best
Ok a little background. I have steady income of 1500 pcm. I currently have a Halifax reward account as my main account. All bills go out of this. I have had this account about 18 months. I have a NatWest basic current account that I have had 10 years or so. This now only has payment of PIP ( I get daily livilibg element )…
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Which bank account
Hi, Looking for a bank account that pays interest as we have savings that are not earning a v good interest. Currently have my salary paid into single current account and then move most of the money to joint current account where all direct debits go from for house and bills. Have around £15k jnt in saving in ISA with poor…
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Co-op £100 - Moneysupermarket
Hi, The £100 offer is no longer available on Co-op website however it is available via moneysupermarket. New customers - qualification 1. You will be considered a new customer if you do not already have a Co-operative Bank current account as at 1 February 2016. 2. As a new customer you will qualify if you open a…
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Opening a Trustee/Trust Bank Account?
My sister and I will be trustees and our father will be the beneficiary. What type of account do we need for this as I am getting the impression banks want us to open a business account. Can this not be done another way? Thanks/
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First Direct & previous customer
I've been with First Direct before, many years ago, with a joint a/c. Would it be possible to open an a/c in my name only and still get the £150 for switching?
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Halifax bank account switch
Could anyone who has done this tell me whether they keep you informed via email/text message. I did the switch on tuesday when the 125 offer went live but i've yet to have any contact about this they gave me a date of the 17 feb when the switch will be fully completed.
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Fidor Passport Email
I got a request for a scan of my passport from Fidor as they state that the German FCA equivalent has insisted on it. Thought it was just a ad-hoc request or even phishing scam but seems to be legit. Personally, just going to leave it and let them close the account as per their email. The account doesn't seem to have…
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Halifax switch requirements
Hi everyone The requirements for Halifax reward account is 750 pay in, 2 direct debits and be in credit. Do I need to have 2 direct debits set up prior to a switch, or just need 2 direct debits to go out each month I want the 5 pound? The other 2 requirements I am fine with, I have set up a donor co op account, I am just…
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Opening a Bank Account without 3 Years UK address History
Hi All, I'm new to the forum and hoping for advice or any kind of help if possible. I'm posting on behalf of a friend - She has lived in the UK since September 2014 with 2 previous addresses. Her address prior to this was in the Netherlands. At present She has a International Student Account with Santander, and to comply…
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Childs Locked Bank Account
My Step daughter turns 18 in March and she has a bank account in her name which should be able to access. The problem is that it requires both her mum and dads signatures and dad hasnt been in contact for 6 years and cannot be traced. We have (reluctantly) looked for his family in the area and social media but with no…
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Virgin Money Bank Accounts! Are they any good?
Morning Lovelies, Asking for other peoples advice / opinions here. I am thinking about moving my current account from one to another. I have looked at all the other banks (this is now the edited version) :wave:. I am after a good basic account. Please don't recommend Barclays as the local branch in my home town has the…
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First Direct 1st Account - Application
Hi all, After reading up Martin's articles and the threads on this forum, I decided to switch my current account to First Direct, and also take advantage of their switching bonus! I have recently received an email asking to contact them to assist in their 'identity confirmation process'. I have tried a few times to call…
