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Basic account switch
Hi All Can someone please advise me, I have a halifax basic account can i use that to switch to another bank and get the incentive from them like yorkshire bank for example. Does basic accounts with a debit card work to be used as a switch account to an actual current account. thanks
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Re : The Access Bank Uk .
I have recently opened a 3yr fixed term bond with The Access Bank UK Ltd . This Bank is regulated by FCA & PRA , and Protected by the UK FSCS . To these ends , i am happy with my investment . However , i can find very little financial information about them , as they do not appear on any MSE blog or in any Comparison Sites…
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DD from Halifax to Nationwide BS ?
Is it possible to set up a direct debit from halifax reward current account to my nationwide current account? to satisfy the 2 direct debit rule for the £5 reward. If so can it be done online or do I need to go in branch. Thank you.
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Switching offers - maximising rewards
Hi :) I'm looking to make some money out of the bank switching offers, but have a couple of questions: 1. When an account requires monthly deposits over a certain amount, can you just pay in some money then take it out again the next day/a few days later? 2. Can you really get away with switching from an account you've…
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Reclaiming bank charges on a business bank account?
Hi, Does anyone know if it's possible to reclaim bank charges (in particular, snowballed bank charges) on a business bank account? Bank practices caused the business to go bust, causing hardship to the individual. Any help/advice would be gratefully appreciated. Thanks!
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Will I be charged an overdraft fee ?
I don't have an agreed overdraft..on one of my accounts a SO went out on the wrong day ( my fault) and put me into debit.I spotted it about a hour after and put enough money in to cover it and a planned SO for that amount appeared as a credit later in the day and also negated the debit. So do you get charged an overdraft…
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minimum pay in requirements permanent?
I'm looking at switching and see that most accounts have minimum pay in requirements. How long do you have to meet those requirements? If I got a second current account later and switched my salary to pay into that, would that matter? Or if I went back to college and didn't have a regular salary to pay in anymore? Thanks!
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Best Account For Travelling
I have a halifax account as my current account and I find that the % and fixed charge that is applied every time my debit card is used abroad is a bit rubbish, Does anyone have any suggestions for a current account that I could open for use abroad that has lesser charges than Halifax?
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Santander 123 Interest & Personal Savings Allowance
I have a Santander 123 account and earn the maximum interest per month net of tax. With the personal savings allowance coming in 6 April my understanding is that the first £1000 of interest earned per tax year for basic rate tax payers will not be taxed. Is this correct? So I called Santander to ask how this would work…
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Santander 123 eligibility
Both my boyfriend and I have Santander accounts plus a joint account. We each put money from our own accounts to the joint account from which all the bills go out. I have recently received a lump sum of money so need to put it where I can earn a good interest rate. I have been looking at the Santander 123 but it is unclear…
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switching business bank account
hi my 18 month free start up business banking is about to end - which is the best bank to switch to (and hopefully be free banking) thanks
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How soon did you receive your £100 M&S gift card?
Ok so I could just sit quietly and wait until the official due date for my gift card to arrive. But I'm curious to know if others had to wait the full month before receiving their gift card after switching, or whether it arrived in, say, half that time. I'm currently on day 12 (I think!).
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Claiming bank charges and monthly fee
Hi, Apologies if I have posted this in the wrong branch of the forum. I am in some serious financial problems with TSB. Had a £3,000 overdraft and the charges/interest has got so bad it is now £4,800. I have opened an account with BOS to get my wages paid into this so they do not get swallowed. Can I claim my bank charges…
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Good temp account to close when switching?
Hi all, Can anyone suggest a good account to use for the purpose of a switch so I don't have to close my old account but get the switch bonus? I'm thinking it'd need to have the following: Accept direct debits Be part of the switcher service Not be in any offer at the moment that would mean switching back to that bank…
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Another switching question.
Hi guys/girls, Since reading the post about LBG shutting someone's accounts it got me thinking. I've been banking with Halifax since the introduction of the reward account, I had 2 but they recently down graded 1 to a current account. I do all my main banking with Halifax and have my mortgage with them. I have had a Lloyds…
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pending transactions lloyds
hi there wonder if anyone could shed some light for me basically made an order with sky, order failed because of their system but payment was still taken. it is showing as pending in my lloyds online banking. i decided not to go ahead with the order with sky as they wantd to take the money again. does anyone know how long…
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Switching Bank Accounts
Am I missing something here. I want to switch some of my savings into TSB Plus account but they want to check my credit history as per the terms below. "Please be aware that we will refer your details to a credit reference agency, where your credit worthiness will be scored as part of the application process." I could…
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Barcalys CIFAS
Hi All, I have recently found out that Barclays have placed a CIFAS marker against my file. Category 6 - intention of misuse of bank account. Over the Christmas period I sold a few items where at least 2 people paid via BACS. As far as I can work out, one of these payments a person contacted their bank to claim that it was…
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Help - need to recall payment... but how?!
This morning I made a payment from my Halifax account to another UK bank account. I sent it to the wrong account and the person let me know. How can I recall it? It's not pending, it was an instant payment under the faster payment scheme. Please help if you can... google is not my friend at this point! Any help gratefully…
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hen to pay into lloyds current acc
Is there an optimum day of the month to pay the £1500 into the Lloyds current account? Will want to ensure that I do not miss a payment and incur £5 fee! Will be funding from my 123 account and the returning the £1500 back a couple of days later. Thanks
